Free Checking & COOL CASH
Ann Mooore and a new member

FREE CHECKING & COOL CASH

Win BIG with Free Checking1, Cool Cash and more at Desert Financial!


FREE CHECKING

No Monthly Fees | No Minimum Balance | No Hassles

WHAT DOES COOL CASH MEAN FOR YOU?

Free money in your account is our way of saying thank-you for building a strong relationship with us.

Refinance your ride and get cash back, plus a 90-day break from payments.

You get cash for referring a pal and your friend gets $100 cash, too!

Check back often for giveaways and social contests, plus enter to win BIG money in our featured sweepstakes!

Work with one of our licensed real estate brokers and you can get money toward closing costs on your new pad!

3 STEPS TO COOL CASH



1

SIGN UP FOR
FREE CHECKING

2

SAVE
MONEY

3

GET
MORE CASH!

WANT EVEN MORE?

With Free Checking, you also get...

A phone icon

BANKING AT YOUR CONVENIENCE

Open an account online

AND apply for a mortgage online

AND use the online banking app

AND voice banking with Alexa

AND HomeScout to find your home!


Community icon

CHANCES TO HELP OUR COMMUNITY

AND join the #KindnessRevolution

AND celebrate local teachers

AND help share success

AND give back!

Close button

YOU’LL HAVE THE CHANCE TO WIN CASH!

We want to let you know about our next sweepstakes! Provide your info below, and we’ll send details right to your inbox on how to enter to win.

THANK YOU FOR YOUR INTEREST

Check your inbox regularly for updates on our sweepstakes and other great opportunities to get more back!

1Primary account holder must be 18 years or older and meet Desert Financial’s membership eligibility and credit qualification requirements, including opening a Membership Savings account with a minimum balance of $25. Checking is free; however, fees incurred – such as a stop payment or NSF fee – will apply. For complete terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures booklet.

2Must be a Rewards Member or Rewards+ Member for a minimum of six months per calendar year to be eligible for annual cash bonus (“Member Giveback Bonus”). Additional restrictions apply. See Statements of Terms, Conditions, and Disclosures for full details.

3The cash back is paid based on 1% of the total loan amount ($10,000 minimum), not including any additional loan dollars toward ancillary products (Guaranteed Asset Protection [GAP], Mechanical Breakdown Protection [MBP]). The cash back will be deposited into your Desert Financial savings account within one business day of the loan funding. Maximum cash back amount is $500. Cash back amounts are subject to all applicable taxes and are the responsibility of the member. Offer is available for the refinancing of non-Desert Financial auto loans only and is valid for a limited time only.

4Refer-A-Friend cash bonus offer valid for a limited time only. New member must present completed Referral Form at time of account opening and establish a Membership Savings and Checking account. New members cannot have any existing accounts (primary or joint owner) within the last 12 months. Member and referee cannot begin credit union membership on the same business day.

Account Opening Criteria: Primary account holder must be 18 years or older and meet Desert Financial’s membership eligibility and credit qualification requirements, including opening a Membership Savings account with a minimum balance of $25. Checking account is free; however, fees incurred — such as a stop payment or NSF fee — will apply. For complete terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures booklet.

Cash Bonus Criteria: To receive the cash bonus, the new checking account must meet the following criteria within the first 90 days: 1. Minimum of 30 posted transactions and 2. Establish direct deposit. 3. Must be open and cannot be delinquent (more than 30 days) at time of bonus payment. Bonus will be deposited into the qualifying Checking and referring member’s account within 10 business days in the month following the end of the first 90-day period if qualifications are met. Referring member must have an open and active share account at time of bonus payment and be at least 18 years of age. Employees of Desert Financial Federal Credit Union, its subsidiaries, affiliates, or agencies and their immediate family (including spouse, parents, siblings, children, grandparents or grandchildren) are not eligible for bonus offer. Bonus amounts are subject to all applicable taxes and the responsibility of the member. Bonus cannot be combined with any other account opening offer. Referrals limited to five per member. Terms and conditions subject to change without notice.

5Participation in the Real Estate Broker Program is voluntary. Desert Financial Federal Credit Union and its subsidiary Define Mortgage Solutions LLC do not receive any benefit, monetary or otherwise, from the Participating Broker under this program. Participating Brokers are non-affiliated third parties of Define Mortgage Solutions LLC and Define Mortgage Solutions LLC makes no warranties or representations about the services provided by Participating Brokers. To participate in this program, the member does not have to finance mortgage loan through Define Mortgage Solutions LLC. For full program details, see the Real Estate Broker Program Member Notice Acknowledgement.