Join for a chance to win $1,000



Join today

More reasons to join. A chance to win.

Joining Desert Financial comes with a lot of perks and a chance to win $1,000 is just one of them.¹ From everyday banking to tools that help you make the most of your money, membership is designed to make life a little easier.

Join now for a chance to win. And keep winning later.

Get Free Checking
Enjoy checking with no monthly maintenance fees.²
Get early direct deposit
Access to your paycheck up to two days early with eligible direct deposit.³
Bank your way
Manage your money wherever and whenever.
Get rewarded
Enjoy exclusive Desert Financial Relationship Rewards.
Member discounts & perks
Get offers and savings just for members.
Send money easily with Zelle®
Transfer money directly from your Desert Financial account

Get surcharge-free ATMs
Access your money with no fees at thousands of ATMs.
Turn spending into savings
Round Up & Save makes it easy to put a little extra toward what matters.
Bank locally
Join a credit union rooted in Arizona and invested in the communities it serves.
A cheerful Desert Financial Experience Specialist providing assistance to a member with a warm smile in one of the welcoming branches across Arizona, creating a positive and helpful banking experience.

Get a membership built around you

As a member-owned credit union, Desert Financial puts members first.

Disclosures

1

No purchase necessary. Must be 18 or older. Void where prohibited. See official sweepstakes rules.

2

Free Checking is free; however, fees for additional services may apply. Membership eligibility and account qualification requirements apply.

3

Early access to direct deposit funds is an automatic feature dependent on payer timing. Funds are generally made available on the day the payment file is received, which may be up to two business days before the scheduled pay date. Not all direct deposits qualify for early access. Early availability of funds is not guaranteed and may vary with each deposit. For additional information, visit DesertFinancial.com/Early.

Zelle® is available to active personal online banking users. Waiting periods and additional restrictions may apply. For additional information, please refer to the Zelle® Terms of Service. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Join & enter today

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Desert Financial does not endorse and is not responsible for the content, links, accessibility, or security of any external website. The privacy and security policies of Desert Financial do not apply to the linked website. We encourage you to review these policies upon visiting the linked site to see how they apply to you.