Why choose us?
As the official retail banking partner of ASU®, Desert Financial is where your school spirit meets your financial freedom. Join more than 450,000 Arizonans who have chosen us as their trusted partner since 1939.
The benefits of banking your way
Free Checking¹
Yep, it’s really free! No minimum balance, no monthly service fees and no hassles.
Better rates + lower fees
Keep more money in your pocket for what matters to you.
50+ locations in Arizona
That includes branches at the ASU Tempe and Downtown Phoenix campuses and ATMs at all four campuses!
Fast + easy digital banking
Enjoy the convenience of a top-rated mobile app and fast, easy online banking.
Relationship Rewards
Take advantage of our free rewards program with perks like a potential cashback bonus.
Award-winning service
Member service is a big deal around here. Join and see for yourself!
See what members think
"I am always impressed with your customer service whenever I reach out. The member bonus at the end of the year is amazing! Also, I love seeing all you do for the community on your social media sites!"
-Kelly F.
"Awesome team, so easy to use online and so many cool things about membership versus a stodgy bank!"
-Dana R.
Disclosures
Equal Housing Opportunity1
Checking is free; however, fees for overdraft or additional services may apply. See Fee Schedule. Membership eligibility required. For complete account terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.