Innovative banking for students
Become a member of the official retail banking partner of ASU®.
Open my account nowWhy choose us?
You deserve a partner who puts your goals first. We were founded by educators in 1939 with a mission to give Arizonans the power to unlock their financial potential.
Membership benefits for maroon and gold.
Free Checking¹
Get free checking with no minimum balance, no fees, no hassles and no surprises.
Get Free Checking 
Better rates + lower fees
Why fork it over when your money belongs to you? Get better rates and lower fees.
See current rates 
50+ locations in Arizona
Get personalized service across the state, including at on-campus branches and ATMs.
See our locations Fast + easy digital banking
Your money is right at your fingertips with our top-rated app and online banking.
Go digital 
Relationship Rewards
Make the most of this free program that gives you benefits for growing your relationship with us.
See all the perks 
Diverse products
Customize your experience with options for banking, borrowing, investing and more!
What members are saying
"Customer service and personalization from skilled team members! We are so pleased we moved from the ‘big bank’ to our new home with Desert Financial."
- Susan D.
"I’ve been with Desert Financial for almost 50 years now and they’ve seen me through every phase of my life, through car loans, mortgages, Medicare guidance and cash back every year. It has been a pleasure to do business with them."
- Diane K.
Disclosure
1
Checking is free; however, fees for overdraft or additional services may apply. See Fee Schedule. Membership eligibility required. For complete account terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.