Find your financial spark

Join the official banking partner of ASU® for exclusive perks.

Open my account

Become a member and get an extra $2001

Get an extra $200 if you meet these requirements within the first 60 days:

  • Choose your favorite ASU debit card design when opening your Free Checking2 account.
  • Sign up for eStatements.
  • Complete a minimum of 20 checking account transactions.
Open an account today

Why Desert Financial?

No matter what you study, which campus you’re on or what mountain you’re climbing, we believe in success for all ASU students. We’re here to help you get started on your path!

Do you bleed maroon and gold?
Show it with an ASU debit card!

A banking experience tailored to you.

A check with a pen
Free Checking
Get Free Checking with no minimum balance, no fees and no hassles.
Get Free Checking
Better rates + lower fees
Why fork it over when your money belongs to you? Get lower fees as a member.
See current rates
52 locations in Arizona
Get personalized service across the state, including at on-campus branches and ATMs.
See our locations
Fast + easy digital banking
Your money is right at your fingertips with our top-rated app and online banking.
Go digital
Relationship Rewards
Earn points for doing various banking activities with us to potentially get a cashback bonus.
See all the perks
Diverse products
Customize your experience with options for banking, borrowing, investing and more!

Disclosure

1

Offer available only to new DFCU members who are 18 or older with a valid SSN, TIN, or a completed IRS Form W-8BEN. New members must open a Membership Savings with a minimum balance requirement of $25 and a checking account. Accounts opened online must use the promotional offer link above, or the offer must be mentioned when opening accounts in person or by phone. International ASU students must open accounts in person and provide a completed IRS Form W-8BEN to be eligible. To qualify, all requirements outlined in the above offer must be met within 60 calendar days of account opening. Accounts must be open and not delinquent by more than 30 days at the time of bonus payment. Bonus will be deposited into the qualifying checking account no later than 10 business days of the month following the end of the initial 60-day period. Existing account owners (primary or joint) and primary owners of a membership closed within the past 12 months are ineligible. Employees of DFCU, its subsidiaries, affiliates, or agencies, and their immediate family members (spouse, parents, siblings, children, grandparents, or grandchildren) are also ineligible. Offer cannot be combined with any other account opening offer and is subject to change. Bonus may be considered taxable income and will be reported annually on IRS Form 1099-INT (or 1042-S, if applicable); consult your tax advisor. 

2

Checking is free; however, fees for overdraft or additional services may apply. Membership eligibility required.