Get paid up to two days sooner
When you sign up for direct deposit, you’re automatically enrolled in early direct deposit. That means you can get that payday feeling up to two days early. Get more time to invest, spend, shop and save, all for free!
Double your most recent paycheck!1
See how to enter the sweepstakesWhat if you could get paid double for the same amount of work?
Would you have an extra date night or spoil your pets? Maybe you’d buy something you’ve had on your wish list for a while, or even build up an emergency fund for a rainy day. Now, it can be up to you when you enter the Direct Deposit Sweepstakes!
To enter, enroll in direct deposit and meet the following requirements:1
Have a recurring qualifying direct deposit of at least $500 per month.
Receive three direct deposits within 90 days prior to the end of the entry period.
The sweepstakes runs Aug. 1 to Oct. 30, 2025, so enroll today!
Get started today!
How to enroll in direct deposit
Getting your money dropped directly into your account is easier than ever when you work for Arizona’s biggest employers! Just log in to Online Banking or our mobile app, then:
Hover over Manage Accounts and click Set Up Direct Deposit.
Click Direct Deposit.
Find your employer in the dropdown menu, hit Submit and we’ll take it from there!
The perks of direct deposit
Your money goes right to you
Setup has never been simpler
Stay in the loop with alerts
Stop stressing over paper checks
Get early direct deposit automatically²
Really, actually, honestly Free Checking³
Not a Desert Financial member?
No problem! Open your account online in minutes and enroll in direct deposit to get member benefits like Free Checking, early direct deposit and more!
Open my accountDisclosures
1See Official Rules at DesertFinancial.com/Rules
2
Early access to direct deposit funds is a free and automatic feature, dependent on the timing of the payment file submission from your payer. Funds are generally made available on the day the payment file is received, which may be up to two business days earlier than the scheduled payment date. If your deposit does not arrive early, expect it to be available on your scheduled pay date. Standard fraud prevention restrictions apply. Not all direct deposits qualify for early access. Early availability of funds is not guaranteed and may vary with each deposit. This service is offered at the discretion of Desert Financial Credit Union, which reserves the right to discontinue it at any time without notice.