Get paid up to two days sooner
When you sign up for direct deposit, you’re automatically enrolled in early direct deposit. That means you can get that payday feeling up to two days early. Get more time to invest, spend, shop and save, all for free!
Set up direct deposit for your chance to win. Plus, get more from your everyday banking with Desert Financial.
To enter, enroll in direct deposit and meet the following requirements:*
Have recurring direct deposits totaling at least $500 per month.
Receive qualifying direct deposits for two consecutive months before the end of the entry period.
The entry period runs October 1, 2026, to January 31, 2027, so enroll in direct deposit today!
Get started today!
How to enroll in direct deposit
Log in to Online Banking or our mobile app. On the app, click More.
Click Click Manage Accounts and click Set Up Direct Deposit.
Follow the prompts to set up your direct deposit, and we’ll take it from there!
The perks of direct deposit
Get early direct deposit automatically¹
Your money goes right into your account
Setup has never been simpler
Stay in the loop with alerts
Stop stressing over paper checks
Really, actually, honestly Free Checking²
Not a Desert Financial member?
No problem! Open your account online in minutes and enroll in direct deposit to get member benefits like Free Checking, early direct deposit and more!
Open my accountDisclosures
*No purchase necessary. Must be 18 or older. Void where prohibited. See Official Rules at DesertFinancial.com/DoubleRules.
1
Early access to direct deposit funds is an automatic feature dependent on payer timing. Funds are generally made available on the day the payment file is received, which may be up to two business days before the scheduled pay date. Not all direct deposits qualify for early access. Early availability of funds is not guaranteed and may vary with each deposit. For additional information, visit DesertFinancial.com/Early.