You’re Safe with Us

Desert Financial was founded over 80 years ago and remains the largest and most trusted credit union in Arizona. In light of recent events in the banking industry, we want to reassure our members and the community that we are committed to maintaining the highest standards of financial stability, ethical banking standards, and member service.

At Desert Financial, we understand that you work hard for your money, which is why we are committed to providing you with peace of mind when it comes to the safety of your deposits.

As a federally insured credit union, Desert Financial is required by the National Credit Union Administration (NCUA) to meet strict standards to ensure safety and soundness. Insured deposits are protected by the National Credit Union Share Insurance Fund, created by Congress in 1970 and administered by the NCUA. Desert Financial has consistently received high marks from both the NCUA and state regulators.

Desert Financial will remain sound because our focus is on our members’ needs, primarily consisting of consumer loans and deposits. We can confidently separate ourselves from the scenarios of banks impacted by economic pressures because of our focus on stable, reliable products designed to improve our members' financial well-being.

We want to assure you that our organization is operating solidly and your deposits are safe and secure. We also understand the importance of transparency and clear communication for our members, community and team. We are committed to maintaining the highest standards of financial stability, ethical banking practices, and member service and want to thank you for choosing us as your trusted financial institution for over 80 years.