Bank on Happy

Your Quest for Happiness Starts Here.

As a member, you can bank on service, stability and trust.

Get Back to What Makes You Happy

We’ll help with the rest.

More time for family and friends. Extra spending money for your favorite hobby. Whatever your quest for happiness looks like, we’re here to help you make it a reality with friendly, fast service and a banking experience that’s unique to you.

Get happy!

Your Ally in Adventure

Depositing a check with the mobile app is wand-erfully easy, like a day at the spa.”

– The Wizard

Desert Financial makes building my savings a piece of cake.”

– The Barbarian

Desert Financial keeps my retirement plans from sneaking off course.”

– The Rogue

With competitive interest rates, life is going swimmingly!”

– The Elf

How Do I Start My Quest?

Unite with
Desert Financial

Get the tools
you need

Start banking
on happy

Begin my quest!

Choose Your Adventure

The Happy Banking wizard standing back-to-back with Ann Moore

Open an account

Call (602) 433-5626

Find a location

As a Desert Financial member, you’re the hero of your own story.
Empower yourself along the way with:

Legendary Customer Service

Honors bestowed by our members include Ranking Arizona’s #1 Credit Union and Forbes Best-In-State Credit Union.

Digital Banking

Open accounts, apply for loans, deposit checks and more online or with our top-rated mobile app.

A Fellowship of Generosity

Be part of a local movement that includes Random Acts of Kindness and Teacher Appreciation events.

Relationship Rewards

Members who have a strong relationship with us are rewarded with an annual cashback bonus and other perks.

A History of Victories

Since our founding in 1939, we’ve grown from 13 to over 400,000 members and expanded through a statewide charter.

Fantastic Financial Products

Get Free Checking plus a variety of products and services crafted to make your banking experience a happy one.