Life is busy. You have your hands full.
But with Desert Financial, they're full of cash, convenience, community & MORE.
No Monthly Fees | No Minimum Balance | No Hassles
Love is in the air at Desert Financial! We’re counting down to February 14th and celebrating Valentine’s Day, and Arizona’s birthday, with a special Local Love event. At each branch, the first 10 new members who open an account will take home a $50 gift card to use at a local establishment. You don’t want to miss this sweet opportunity as we spread the love to our members, our community and our Grand Canyon state!MARK YOUR CALENDAR
Open an account online
AND apply for a mortgage online
AND use the online banking app
AND voice banking with Alexa
AND HomeScout to find your home!
We want to let you know about our next sweepstakes! Provide your info below, and we’ll send details right to your inbox on how to enter to win.
Check your inbox regularly for updates on our sweepstakes and other great opportunities to get more back!
1Must be a Rewards Member or Rewards+ Member for a minimum of six months per calendar year to be eligible for annual cash bonus (“Member Giveback Bonus”). Additional restrictions apply. See Statements of Terms, Conditions, and Disclosures for full details.
2The cash back is paid based on 1% of the total loan amount ($10,000 minimum), not including any additional loan dollars toward ancillary products (Guaranteed Asset Protection [GAP], Mechanical Breakdown Protection [MBP]). The cash back will be deposited into your Desert Financial savings account within one business day of the loan funding. Maximum cash back amount is $500. Cash back amounts are subject to all applicable taxes and are the responsibility of the member. Offer is available for the refinancing of non-Desert Financial auto loans only and is valid for a limited time only.
3Refer-A-Friend cash bonus offer valid for a limited time only. New member must present completed Referral Form at time of account opening and establish a Membership Savings and Checking account. New members cannot have any existing accounts (primary or joint owner) within the last 12 months. Member and referee cannot begin credit union membership on the same business day.
Cash Bonus Criteria: To receive the cash bonus, the new checking account must meet the following criteria within the first 90 days: 1. Minimum of 30 posted transactions and 2. Establish direct deposit. 3. Must be open and cannot be delinquent (more than 30 days) at time of bonus payment. Bonus will be deposited into the qualifying Checking and referring member’s account within 10 business days in the month following the end of the first 90-day period if qualifications are met. Referring member must have an open and active share account at time of bonus payment and be at least 18 years of age. Employees of Desert Financial Federal Credit Union, its subsidiaries, affiliates, or agencies and their immediate family (including spouse, parents, siblings, children, grandparents or grandchildren) are not eligible for bonus offer. Bonus amounts are subject to all applicable taxes and the responsibility of the member. Bonus cannot be combined with any other account opening offer. Referrals limited to five per member. Terms and conditions subject to change without notice.
4Participation in the Real Estate Broker Program is voluntary. Desert Financial Federal Credit Union and its subsidiary Define Mortgage Solutions LLC do not receive any benefit, monetary or otherwise, from the Participating Broker under this program. Participating Brokers are non-affiliated third parties of Define Mortgage Solutions LLC and Define Mortgage Solutions LLC makes no warranties or representations about the services provided by Participating Brokers. To participate in this program, the member does not have to finance mortgage loan through Define Mortgage Solutions LLC. For full program details, see the Real Estate Broker Program Member Notice Acknowledgement.
5Account Opening Criteria: Primary account holder must be 18 years or older and meet Desert Financial’s membership eligibility and credit qualification requirements, including opening a Membership Savings account with a minimum balance of $25. Checking account is free; however, fees incurred — such as a stop payment or NSF fee — will apply. For complete terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures booklet.
6Offer available for the first 10 new members who open a Free Checking account at each of our branch locations on or after February 14, 2020. New members cannot have an existing Membership Savings account with Desert Financial. Primary account holder must be 18 years or older and meet Desert Financial’s membership eligibility and credit qualification requirements, including opening a Membership Savings account with a minimum balance of $25. Members will receive a $50 gift card to a local business at the time of account opening.