How it works

Apple PayTM allows you to easily make purchases with groundbreaking technology at participating merchants. With Apple PayTM you can experience the convenience of a mobile wallet while keeping all the rewards, benefits and protections your card provides.

How apply pay works step one


Add your eligible Desert Financial card to Apple PayTM using Passbook®.
How apply pay works step two

Hold your iPhone® 6, iPhone® 6 Plus or Apple Watch near a merchant’s card reader and authorize your payment with your finger on Touch IDTM.
How apply pay works step three
Or pay with your fingerprint in a participating merchant app with your iPhone® 6, iPhone® 6 Plus, iPad Air® 2, or iPad miniTM 3.

Where it's available

Apple PayTM is available in merchant apps and at more than a million stores and restaurants — and more in the near future. See the list of merchants.

Products In Apps In Store
iPhone 6 image iPhone® 6 or later
icon-checkmark icon-checkmark

iPad image iPad Pro® or later

iPhone 5 image Apple Watch
Paired with only iPhone® 5 or later

Extra layers of security

Purchases with Apple PayTM and your Desert Financial card utilize several security methods:

  • Your full card number and identity is not shown to the merchant
  • A unique Device Account Number is assigned, encrypted and securely stored in the Secure Element, a dedicated chip
  • If your iPhone® or iPad® is ever lost or stolen, you can use Find My iPhone to quickly put your device in Lost Mode to suspend Apple PayTM
  • Transactions are monitored by Desert Financial's risk and fraud detection systems

Apple®, the Apple logo, iPhone® and iPad® are registered trademarks of Apple Inc. Apple PayTM and Touch IDTM are trademarks of Apple Inc.