A CHECKING ACCOUNT THAT KEEPS IT SIMPLE

Every member has unique financial needs. With that in mind, we’ve created a single checking account that adapts specifically to you. Together with our Relationship Rewards1 program, Desert Financial’s Membership Checking grows with you and your membership.

Key Features

  • Cash back through our Member Giveback Bonus
  • Mobile Banking with Mobile Deposit
  • Online Banking and Bill Pay
  • Visa® Debit Card
  • Unlimited check writing
  • eStatements
  • Low $7 monthly fee (see below for fee waiver options)
Open an Account


Avoid Monthly Fees

Relationship Rewards members at the Achieve and Prosper levels receive FREE Membership Checking. Members at the Start and Grow levels can waive the monthly $7 fee by doing one of the following:

  • Direct deposit of a minimum of $750 per cycle
  • 25+ transactions per cycle
  • Daily minimum balance of $2,500

1Restrictions apply. See Statements of Terms, Conditions and Disclosures for details.