• Locations
  • Contact
  • Rates
  • Schedule Appointment
  • Login

  • New Loans and Accounts: 602-433-5626
  •  Service: 602-433-7000
  •  Routing # 122187238
A member using their Health Savings Accounts from Desert Financial

Your prescription for a healthier savings account

Health care can be a hassle — paying for it shouldn’t be.

If you have a high-deductible health plan, then a Desert Financial Health Savings Account can make you feel more secure about your ability to pay for out-of-pocket health care expenses.

With competitive rates, pretax payroll deductions and no monthly fees, our HSA accounts let you invest in your health and watch your money grow! Best of all, your unused money rolls over to the next year so that you have it when you need it. Apply now, visit a branch, or call (602) 335-5003.

Key Features:

  • Competitive rates, as high as .35% APY1
  • Dividends paid monthly on full balance
  • Unused money rolls to future years
  • Automatic pretax payroll deductions2
  • Convenient HSA VISA® debit card
  • No minimum balance
  • No monthly service fee

Are you a business owner? Click here or call (602) 335-2491 to learn about getting HSA accounts for your employees.

Learn More About Membership

1Annual Percentage Yield (APY) is accurate as of [Insert most current date]. Rates may change at any time without prior notice after the account is opened.

2If offered by your employer. Maximum annual contribution limits may apply to deposits made to a Health Savings Account. Contact a tax advisor for your maximum contribution limit. Consult your HSA plan agreement or provider for additional terms that apply to your account. For complete terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.

For additional information regarding fees, please refer to the Fee Schedule.