A member using their Health Savings Accounts from Desert Financial

Your prescription for a healthier savings account

Health care can be a hassle — paying for it shouldn’t be.

If you have a high-deductible health plan, then a Desert Financial Health Savings Account can make you feel more secure about your ability to pay for out-of-pocket health care expenses.

With competitive rates, pretax payroll deductions and no monthly fees, our HSA accounts let you invest in your health and watch your money grow! Best of all, your unused money rolls over to the next year so that you have it when you need it. Apply now, visit a branch, or call (602) 335-5003.

Key Features:

  • Competitive rates, as high as .35% APY
  • Dividends paid monthly on full balance1
  • Unused money rolls to future years
  • Automatic pretax payroll deductions2
  • Convenient HSA VISA® debit card
  • No minimum balance
  • No monthly service fee

Are you a business owner? Click here or call (602) 335-2491 to learn about getting HSA accounts for your employees.

Learn More About Membership

1Health Savings is a variable rate account. Dividend Rate and Annual Percentage Yield (APY) may change after the account is opened. 2If offered by your employer. Amount may not exceed your health plan deductible or the IRS maximum allowable contributions of $3,550 annually for an individual ($4,550 if you’re age 55 or older) or $7,100 annually for a family ($8,100 if you’re age 55 or older) for 2020. Consult your tax advisor. No foreign ATM or Share Branching transactions permitted. Health Savings Account funds can be used for a variety of medical, dental and vision costs. See IRS Publication 502 for more information about eligible expenses.

For additional information regarding fees, please refer to the Fee Schedule.