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  • New Loans and Accounts: 602-433-5626
  •  Service: 602-433-7000
  •  Routing # 122187238
A member growing their savings with a Money Market from Desert Financial.


Get a money market that really pays.

Why not grow your savings while you’re waiting to make your next big purchase? With higher interest rates than a traditional savings account, our money market accounts can help you reach your financial goals faster. Plus, your funds are here for you any time you need them — just like Desert Financial is!

Key Features

  • Interest rates as high as 2.94% APY1
  • Unlimited at-the-counter transactions
  • Funds available anytime
  • ATM access with a Money Market Visa® debit card
  • Check-writing capabilities
Balance OUR APY
$2,000.00 – $9,999.99 0.60%
$10,000.00 – $24,999.99 0.70%
$25,000.00 – $49,999.99 0.85%
$50,000.00 – $99,999.99 1.51%
$100,000.00 – $249,999.99 2.22%
$250,000+ 2.94%

1Desert Financial Money Market is a variable rate account. Dividend Rate and Annual Percentage Yield (APY) may change after the account is opened.

Annual Percentage Yield (APY) is accurate as of October 2, 2023. Rates may change at any time without prior notice, before or after the account is opened. Fees could reduce earnings on the account. Dividends are paid on the entire balance once the tier minimum is met. For complete terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures booklet.