An adjustable rate
is all
about flexibility

The lower the mortgage rate, the more home you can afford. An adjustable-rate mortgage, or ARM, makes that possible by starting out lower than a fixed rate and adjusting over time.

An ARM is a particularly attractive option when you expect changes in your financial situation over the next five years.

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You’ll enjoy these benefits:

  • Low fixed rate for the first five years
  • Rates as low as 4.699% APR1
  • No prepayment penalties

See today's rates on home loan products with full terms and conditions.

Best Time To Call
  • Any
  • Morning
  • Afternoon
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  • Weekend

1Mortgage loans are offered by Define Mortgage Solutions, LLC, NMLS ID #1761612, a wholly owned subsidiary of Desert Financial Federal Credit Union. BK#0949053

Participation in the Real Estate Broker Program is voluntary. Desert Financial Federal Credit Union and its wholly owned subsidiary Define Mortgage Solutions LLC do not receive any benefit, monetary or otherwise, from the Participating Broker under this program. Participating Brokers are non-affiliated third parties of Define Mortgage Solutions LLC and Define Mortgage Solutions LLC makes no warranties or representations about the services provided by Participating Brokers. To participate in this program, the member does not have to finance mortgage loan through Define Mortgage Solutions LLC. For full program details, see the Real Estate Broker Program Member Notice Acknowledgement