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Savings certificates on your terms

Grow your savings over time with a guaranteed rate.

Today’s featured rates

6-Month Savings Certificate¹
12-Month Jumbo Certificate¹
12-Month College Savings Certificate¹
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Certificates for all your savings strategies

Savings Certificate
The credit union equivalent of a bank’s certificate of deposit (CD). Offers better rates than a standard savings account and a higher rate for longer terms.
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Jumbo Certificate
The same as a savings certificate, but for a larger amount of money.
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College Savings Certificate
Start saving now for higher education.
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Which savings certificate is right for you?

 Savings CertificateJumbo CertificateCollege Savings Certificate
Intended for

People who have extra savings that they don’t have immediate plans to use

Individuals with higher amounts to save

Funding education advancement

Minimum deposit/balance




Today's rates1

APY as high as {rate-token-1}%

APY as high as {rate-token-2}%

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Rate type




Available terms

6 months-5 years

6 months-5 years

1 year

Want to see all our current rates? Check out our rates page.

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Savings calculator

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Savings Certificate

Decide how much and how long you want to save. To continue building savings, simply take no action at certificate maturity – it will renew automatically for the same term at our current rate.

  • No monthly or annual service fees
  • $1,000 minimum deposit
  • Terms available from six months to five years
  • Free Online Banking and eStatements


Jumbo Savings Certificate

Do you have a substantial amount you want to save securely? Are you seeking the freedom to transfer monthly earnings? Jumbo savings certificates work to deliver results.

  • No monthly or annual service fees
  • $100,000 minimum balance
  • Terms available from six months to five years
  • Free Online Banking and eStatements


College Savings Certificate

Jump-start your educational savings with as little as $1,000. Start saving now for higher education.

  • No monthly or annual service fees
  • Minimum $25 monthly transfer deposit required2
  • $1,000 minimum balance
  • One-year term
  • Free Online Banking and eStatements
  • After the minor turns 18 or earns a high school diploma, funds can be withdrawn penalty-free.

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Annual Percentage Yield (APY) is accurate as of {current-date}. Rates and APYs are fixed for the term of the certificate and are determined by the length of the term. Dividends are credited and compounded monthly on the last day of the month. Early withdrawal penalties may apply. Fees could reduce the earnings on the account. For complete account terms and conditions, refer to our Statements of Terms, Conditions and Disclosures. Visit our rates page for additional rate information and details.


Waived with opening deposit of $5,000 or more, or when account reaches a $5,000 balance.

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