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Monday-Friday: 8 a.m.-7 p.m.
Saturday: 9 a.m.-5 p.m.

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New loans and accounts

(602) 433-5626
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Service and support

(602) 433-7000
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Business members

(602) 335-2491

Other numbers

24-hour phone banking

(602) 433-2233

Apply for a mortgage

(602) 433-4663

Service your existing mortgage

(602) 433-7097

Activate your Visa® debit card

(877) 635-9624

Report a lost or stolen debit or ATM card

(855) 578-5801

Report a lost or stolen credit card

(866) 289-1567

Questions? Visit the Knowledge Center.

See FAQs

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Debit issues while traveling internationally?

If your debit card isn’t working properly, Visa® Global Customer Assistance Services can help. Just call the number listed next to the country you’re visiting.

Receive a suspicious message?

We’ll never ask for your username, password or verification code in a text, email or phone call. When in doubt, call us at (602) 433-7000. If you received a suspicious email claiming to be from Desert Financial, please forward the email to

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Desert Financial does not endorse and is not responsible for the content, links, accessibility, or security of any external website. The privacy and security policies of Desert Financial do not apply to the linked website. We encourage you to review these policies upon visiting the linked site to see how they apply to you.