Not just banking. Living.

Primary account holder must meet Desert Financial’s membership eligibility and credit qualification requirements, including opening a Membership Savings account with a minimum balance of $25. Checking is free; however, fees for overdraft or additional services may apply. For complete terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.

Must be a Rewards Member or Rewards+ Member for a minimum of six months per calendar year to be eligible for annual cash bonus (“Member Giveback Bonus”). Additional restrictions apply. See Statements of Terms, Conditions, and Disclosures for full details.

Desert Financial Credit Union's Field of Membership is limited to (i) those persons who live, work (or regularly conduct business in), worship, volunteer, or attend school in Maricopa County, Pima County, Pinal County, Yavapai County, Mohave County, Yuma County, Coconino County, Cochise County, Navajo County, Gila County, La Paz County, and such other counties in the State of Arizona as approved by the Superintendent, (ii) those persons who are in the immediate family or household of a member, (iii) spouses or parties to a civil union of persons within the field of membership of this credit union, (iv) those organizations, businesses, groups, and/or legal entities located in the State of Arizona, (v) associations, organizations of individuals, partnerships, limited liability companies, corporations, and such entities which are headquartered or have offices in the State of Arizona, and (vi) employees of Desert Financial.