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Mortgage Refinance
Learn moreMortgage loans are offered by Define Mortgage Solutions, LLC, NMLS ID #1761612, BK#0949053, a subsidiary of Desert Financial Credit Union.
Rates are subject to change without notice.
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Mortgage Refi
Rates
APR
Points
CONFORMING LOAN
Interest Rate
5.75%
APR
6.014%
Estimated Value
$437,500
Loan Amount
$300,000
Term
15 years
Monthly Payment
$2,906
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
CONFORMING LOAN
Interest Rate
6.625%
APR
6.765%
Estimated Value
$437,500
Loan Amount
$300,000
Term
30 years
Monthly Payment
$2,241
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
CONFORMING LOAN
Interest Rate
5.625%
APR
6.781%
Estimated Value
$437,500
Loan Amount
$300,000
Term
5 year ARM
Monthly Payment
$2,015
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
CONFORMING LOAN
Interest Rate
5.875%
APR
6.711%
Estimated Value
$437,500
Loan Amount
$300,000
Term
7 year ARM
Monthly Payment
$2,070
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
CONFORMING LOAN
Interest Rate
6.125%
APR
6.429%
Estimated Value
$326,000
Loan Amount
$314,590
Term
FHA 30 Year Fixed
Monthly Payment
$1,911
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
NON-CONFORMING LOAN
Interest Rate
5.75%
APR
5.977%
Estimated Value
$1,200,000
Loan Amount
$840,000
Term
15 years
Monthly Payment
$7,972
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
NON-CONFORMING LOAN
Interest Rate
6.625%
APR
6.730%
Estimated Value
$1,200,000
Loan Amount
$840,000
Term
30 years
Monthly Payment
$6,147
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
NON-CONFORMING LOAN
Interest Rate
5.625%
APR
6.747%
Estimated Value
$1,200,000
Loan Amount
$840,000
Term
5 year ARM
Monthly Payment
$5,526
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
NON-CONFORMING LOAN
Interest Rate
5.875%
APR
6.677%
Estimated Value
$1,200,000
Loan Amount
$840,000
Term
7 year ARM
Monthly Payment
$5,679
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
Disclosures
1Rates are subject to change without notice.
Fixed & ARM Loans - Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
ARM Loans - The interest rate will be based on the 30-Day Average of the SOFR index as published by the Federal Reserve Bank of New York.