Start on the path to reaching your financial goals with a savings account.
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Relationship Rewards is a free program you're automatically enrolled in when you become a member. You earn points for doing various banking activities with us — and every point can help you level up! The higher your Relationship Rewards level, the more benefits you get.
| Membership Savings | Additional Savings | Health Savings Account | |
|
Intended for |
General savings. Required to become a member. |
An additional account to store your savings. |
Savings account for health-related expenses. |
|
Today's rate³ |
{rate-token-1}% APY |
{rate-token-2}% APY |
{rate-token-4}% APY |
|
Minimum daily balance requirement⁴ |
$25 |
None |
None |
|
Service fee |
None |
$15 monthly low-balance fee; waived with $2,000 minimum daily balance |
None |
|
Works with Round Up and Save feature |
✓ |
X |
X |
When you join Desert Financial, your membership begins with a Membership Savings Account. Your $25 opening deposit is your “share” of our member-owned credit union.
If you have a high-deductible health plan, a Desert Financial Health Savings Account (HSA) can make you feel more secure about your ability to pay for our-of-pocket health care expenses.
If you need more accounts to deposit your savings in, your additional savings account is here any time you need it.
Disclosures
1
Primary account holder must meet Desert Financial’s membership eligibility and credit qualification requirements, including opening a Membership Savings account with a minimum balance of $25. Checking is free; however, fees for overdraft or additional services may apply. For complete terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.
2
Primary account holder must meet Desert Financial’s membership eligibility and credit qualification requirements. Must maintain a minimum daily balance of $2,000 to earn dividends and to avoid paying a Monthly Low Balance Fee; see Fee Schedule. For complete account terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.
3
Annual Percentage Yield (APY) rates are accurate as of {current-date}. Rates subject to change without notice and may change after the account is opened. Fees could reduce the earnings on the account. Visit our rates page for additional information and details.
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