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Save more, worry less
Start on the path to reaching your financial goals with a savings account.
Open an account nowSavings for life’s plans and surprises, too
Additional Savings
Another account besides Membership Savings to deposit your savings in.
Contact us to open
Which savings account is right for you?
| Membership Savings | Additional Savings |
 |
|
|
Intended for |
General savings. Required to become a member. |
An additional account to store your savings. |
Savings account for health-related expenses. |
|
Today's rate2 |
{rate-token-1}% APY |
{rate-token-2}% APY |
{rate-token-4}% APY |
|
Minimum daily balance requirement3 |
$25 |
None |
None |
|
Service fee |
None |
None |
None |
|
Works with Round Up and Save feature |
✓ |
✓ |
X |
0.10
0.10
2.75
2.25
Savings for life's plans and surprises, too
Membership Savings
When you join Desert Financial, your membership begins with a Membership Savings Account. Your $25 opening deposit is your “share” of our member-owned credit union.
Key Highlights:
{rate-token-1}% APY¹
- Dividends paid monthly
- Unlimited ATM transactions
- Unlimited at-the-counter transactions
- Can be used with Round Up and Save feature
Health Savings Account
If you have a high-deductible health plan, a Desert Financial Health Savings Account (HSA) can make you feel more secure about your ability to pay for out-of-pocket health care expenses.
Key Highlights:
{rate-token-2}% APY¹
- Dividends paid monthly on full balance
- No minimum balance
- No monthly service fee
- Unused money rolls to future years
- Convenient HSA Visa® debit card
Additional Savings
If you need more accounts to deposit your savings in, your additional savings account is here any time you need it.
Key Highlights:
{rate-token-3}% APY¹
- Dividends paid monthly on your full balance
- No minimum balance
- No monthly service fees
0.10
2.25
0.10
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Disclosures
1
Primary account holder must meet Desert Financial’s membership eligibility and credit qualification requirements, including opening a Membership Savings account with a minimum balance of $25. Checking is free; however, fees for overdraft or additional services may apply. For complete terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.
2
Annual Percentage Yield (APY) rates are accurate as of {current-date}. Rates subject to change without notice and may change after the account is opened. Fees could reduce the earnings on the account. Visit our rates page for additional information and details.