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Desert Financial Digital Investing
Learn to invest, practice trading and get into the market today!
Check it out!Keep building your investing confidence!
And do it all 24/7 in Online Banking and our top-rated mobile app.
Practice stock trading
Want to try out a new strategy without putting your money at risk? Give it a shot in the practice environment!
Fractional shares
Get in whenever you want with whatever you have. Just $5 can get you in on partial shares of stocks, ETFs and more!
AI-powered robo-advisor
Need help getting started? With a $50 minimum, the robo-advisor automatically invests based on your goals and risk tolerance!
Investing education
Learn tried-and-true investing strategies and practice investing with test funds to see the power of the market!
Getting started is easy!
New tools, newfound confidence, same place you do all your banking!
Sign in to Online Banking or the Desert Financial mobile app.
Go to "Investing," which is under "More" in the mobile app. Then go to "Digital Investing."
Start building your investment portfolio!
FAQs
What makes this different from other investing platforms?
From first timers to seasoned market strategists, Desert Financial Digital Investing is built to help everyone to succeed. It relies on educational tools to help you understand not just what you’re investing in but why as you carve out your path to a better financial tomorrow. You can research stocks, practice investing with test funds, buy into the market with just five dollars, consult the AI-powered robo-advisor and more.
How much does it cost?
For just $3.50 per month, or free for Rewards+ members, you get all the perks of Desert Financial Digital Investing. That includes access to the educational resources, the practice trading platform, real-time trading, the AI-powered robo-advisor and more! There is an additional 35-basis-point management fee for using the robo-advisor.
What are fractional shares?
You don’t have to buy a full share of a stock or an ETF. You can buy a portion with however much you’d like to invest. That means that thanks to fractional shares, it’s easier for anyone to get in on the investing action. It can also give you the option to diversify your investments your way. Instead of buying one share of a stock with all your money, you can spread it out among multiple stocks, industries and more.
What do I need to get started?
All you need to get started with Desert Financial Digital Investing is Online Banking or the Desert Financial mobile app, $3.50 per month to subscribe, $5 to start investing and a hunger to grow your personal wealth!
What is practice trading?
Practice trading is your chance to see what money will do in the market without the risk. Of course, that means it comes without monetary reward, but it’s a simulated investing experience that allows you to put test funds money into your favorite stocks and see how it would hypothetically perform. It’s a great way for beginners to test the waters and for vets to try out new strategies.
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1The $3.50 monthly fee will be automatically debited from your linked Desert Financial deposit account and is waived for Rewards+ members.
Brokerage services are provided by TAPP Engine Securities, LLC (“TES”), a registered broker-dealer and member FINRA/SIPC. Advisory services are provided by TE Advisors, LLC (“TEA”), an SEC-registered investment adviser. Investing involves risk, including possible loss of principal. Desert Financial Credit Union is not a broker-dealer and is independent of TES. Investment products offered by TES & TEA are not deposits, are not NCUA or otherwise federally insured, are not credit union guaranteed, and may lose value.
Investment advisory services are provided by TE Advisors, LLC (“TEA”), an SEC-registered investment adviser. Registration does not imply a level of skill. TEA offers automated investment strategies such as Goal-Based Investing and Direct Indexing. These strategies come with risks, including market volatility and limitations of algorithm-driven advice. A copy of TEA’s current Form ADV Part 2A brochure, which includes important information about its services, fees, and business practices, is available at the Investment Adviser Public Disclosure website.