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  • New Loans and Accounts: 602-433-5626
  •  Service: 602-433-7000
  •  Routing # 122187238


At Desert Financial, we believe in rewarding members who do more with us. Our Business Analysis Checking account allows you to accrue earnings credits on your checking account based on the balances you maintain. The higher your balance, the more credits you will earn! These earnings credits can be used to offset a portion (or all) of your monthly fees.

Many of the companies that choose Business Analysis Checking also utilize our Treasury Management services, which help businesses to manage payables, receivables, disbursements and liquidity strategies.

Ready to get started? Fill out the form below, and a representative will contact you within 48 hours.

  • Desert Financial Business Visa® debit card with no annual fee
  • Up to 300 deposited items and cleared checks per month free1
  • Up to $7,500 in coin and currency transactions per month free2
  • Free online and phone banking
  • Free eStatements and alerts
  • Free, unlimited online bill pay
  • Unlimited usage at Desert Financial ATMs
  • Two free ATM withdrawals per month at Plus®, CO-OP, and Visa® ATMs3

Ready to open a Business Analysis Checking account?

Complete and submit the form below — we’ll get back to you.

Online Services

For a nominal monthly fee, you can add these online features to your Business Checking account:

Tiered Authority

Tiered Authority

Allow customized account access for multiple users and restrict their access to sensitive information.

Business ACH

Business ACH

An economical way to initiate debits and credits for consumer and commercial payments.

Online Wire Transfers

Online Wire Transfers

Quickly, reliably and securely initiate domestic wire transfers from the comfort of your office.


Membership eligibility is required, as well as a minimum opening deposit of $25. This is a credit-qualifying account.
1Includes deposited items and cleared checks. $0.45 per each additional item. Electronic debits and credits do not apply.
2$0.30 for each additional $100 deposited or purchased.
3$2 for each additional withdrawal.

For additional information regarding fees, please refer to the Fee Schedule.