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  •  Routing # 122187238


Your checking account should grow with your business. With that in mind, we designed Business Checking Plus to have higher limits on deposits, cleared checks and currency transactions.

It’s easy to get FREE checking when you have a Business Checking Plus account! Simply meet one of the following requirements each month, and we will waive our already low $12 monthly fee:1

Business Checking Icon

Keep a minimum daily balance of $5,000.

Business loans

Have a current Express Business Credit loan with Desert Financial.

Treasury Management icon

Process your company’s credit card transactions using our Merchant Services solutions.

Our Business Checking Plus account works well for established companies with a steady flow of transactions each month, and it can help your company to retain more cash flow as business increases.

  • Desert Financial Business Visa® debit card with no annual fee
  • Up to 300 deposited items and cleared checks per month free2
  • Up to $7,500 in coin and currency transactions per month free3
  • Free online and phone banking
  • Free eStatements and alerts
  • Free, unlimited online bill pay
  • Unlimited usage at Desert Financial ATMs
  • Two free ATM withdrawals per month at Plus®, CO-OP, and Visa® ATMs4

Ready to open a Business Checking Plus account?

Complete and submit the form below — we’ll get back to you.

Online Services

For a nominal monthly fee, you can add these online features to your Business Checking account:

Tiered Authority

Tiered Authority

Allow customized account access for multiple users and restrict their access to sensitive information.

Business ACH

Business ACH

An economical way to initiate debits and credits for consumer and commercial payments.

Online Wire Transfers

Online Wire Transfers

Quickly, reliably and securely initiate domestic wire transfers from the comfort of your office.


Membership eligibility is required, as well as a minimum opening deposit of $25. This is a credit-qualifying account.
1$12 monthly service fee applies if required balance is not maintained.
2Includes deposited items and cleared checks. $0.45 per each additional item. Electronic debits and credits do not apply.
3$0.30 for each additional $100 deposited or purchased.
4$2 for each additional withdrawal.

For additional information regarding fees, please refer to the Fee Schedule.