Your checking account should grow with your business. With that in mind, we designed Business Checking Plus to have higher limits on deposits, cleared checks and currency transactions.

It’s easy to get FREE checking when you have a Business Checking Plus account! Simply meet one of the following requirements each month, and we will waive our already low $12 monthly fee:1

Keep a minimum daily balance of $5,000.

Have a current Express Business Credit loan with Desert Financial.

Process your company’s credit card transactions using our Merchant Services solutions.

Our Business Checking Plus account works well for established companies with a steady flow of transactions each month, and it can help your company to retain more cash flow as business increases.

Benefits include:

  • Desert Financial Business Visa® debit card with no annual fee
  • Up to 300 deposited items and cleared checks per month free2
  • Up to $7,500 in coin and currency transactions per month free3
  • Free online and phone banking
  • Free eStatements and alerts
  • Free, unlimited online bill pay
  • Unlimited usage at Desert Financial ATMs
  • Two free ATM withdrawals per month at Plus®, CO-OP, and Visa® ATMs4

Ready to open a Business Checking Plus account? Fill out the form below to get started, and a representative will contact you within 48 hours.

Membership eligibility is required, as well as a minimum opening deposit of $25. This is a credit-qualifying account.
1$12 monthly service fee applies if required balance is not maintained.
2Includes deposited items and cleared checks. $0.45 per each additional item. Electronic debits and credits do not apply.
3$0.30 for each additional $100 deposited or purchased.
4$2 for each additional withdrawal.

For additional information regarding fees, please refer to the Fee Schedule.