Sunrise
Desert Night
Blue Agave
Furry Friends
Cardinals
Sparks of Innovation
Pitchfork Pride
Classic Sparky
Relationship Rewards is a free program you're automatically enrolled in when you become a member. You earn points for doing various banking activities with us — and every point can help you level up! The higher your Relationship Rewards level, the more benefits you get.
Visit a branch to get your debit card right away!
Your Desert Financial debit card has built-in security features to help protect you against fraudulent activity, giving you peace of mind when using your debit card. These features include:
As a member of Desert Financial, you will not be responsible for fraudulent charges made with your debit card.1
When we spot suspicious debit card activity, we may contact you via text message asking you to reply with YES or NO as a one-time response:
YES – You agree with the transaction in question.
NO – You do not agree and have encountered fraudulent activity. We will take action.
To opt out, reply with STOP.
IMPORTANT: Desert Financial will never ask you for your personal or account information. Notifying you of possible fraudulent activity is just another way that Desert Financial works to help protect you.
Using your debit card for everyday and large purchases has many advantages – and we offer four cardmember benefits for consumer debit cards.
If an eligible retail purchase is stolen or damaged within the first 90 days, purchase protection can replace, repair or reimburse cardholders for up to $500 maximum.
Purchase Security Terms and Conditions
Existing warranty coverage can be doubled for up to one additional year on eligible warranties of three years or less. Cardholders may claim up to $10,000 maximum.
Extended Warranty Protection Terms and Conditions
ID theft protection can provide reimbursement of up to $5,000 maximum for lost wages, fees and other costs incurred if a cardholder’s identity is stolen.
Personal ID Theft Terms and Conditions
Drive worry-free with this pay-per-use roadside assistance program wherever your travels take you.
Roadside Dispatch Terms and Conditions
Contact us at (602) 433-7000 for more information and for details on how to utilize a cardmember benefit. To learn about our Visa business debit cardmember benefits, please visit the business debit webpage.
1
Zero Liability Policy covers fraudulent transactions made by others using your Desert Financial debit card. For transactions to be covered under this policy, please do not share personal or account information with anyone. In addition, please report any fraudulent transaction promptly. For complete terms and conditions, refer to Statements of Terms, Conditions and Disclosures.
6
Primary account holder must meet Desert Financial’s membership eligibility and credit qualification requirements, including opening a Membership Savings account with a minimum balance of $25. Checking is free; however, fees for overdraft or additional services may apply. For complete terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
ASU and NAU card designs are not available for Kickstart accounts.
Contact
Locations
Rates
