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Top-rated digital banking

Access your finances 24/7 with our mobile app and Online Banking.

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Finances at your fingertips

24/7 access
Enjoy the convenience of banking on the go.
Mobile deposits
Take a photo of your check and deposit in a snap.
Transfer money
Effortlessly move your funds around. 
Manage loans
Apply for and pay loans on mobile or desktop.
Spending & Saving tool
Track your progress toward your goals. 
Debit card controls
Lock and unlock your card remotely, set travel notifications and more.

Download the App

Get our top-rated mobile app

Your money, your way. See your balances, deposit checks, set up alerts, track your spending and saving, transfer funds and more.


What members are saying

"The mobile banking app is very easy to use. I do not have to go to the bank over small details."
Victoria F.

Get down with digital wallets

Add your debit card to your digital wallet for even more speed and convenience.

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Google Pay logo
Samsung pay logo

You can use your Visa® debit card with Apple Pay®1, Google Pay™2 and Samsung Pay3!

FAQs on digital banking

Can a digital wallet be trusted?

Yes. Mobile payments are highly secure because of strong encryption and tokenization. By using a digital wallet, you're assigned a unique digital card number that's linked to your payment method and the wallet itself, rather than your actual card number. This means that your card number isn't stored anywhere, making digital wallets more secure than many people realize. Even if someone were able to break through the encryption, the number they'd get isn't even your card number – so it’s extra secure!

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Apple Pay is a registered trademark of Apple Inc.


Google Pay is a trademark of Google, LLC.


Samsung Pay is a trademark of Samsung Electronics Co., Ltd.

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Desert Financial does not endorse and is not responsible for the content, links, accessibility, or security of any external website. The privacy and security policies of Desert Financial do not apply to the linked website. We encourage you to review these policies upon visiting the linked site to see how they apply to you.