Skip to Main Content

Loan checklist

Everything you need to have prepared for your loan.

Required items for all loan types below

  • Vehicle Identification Number (VIN)
  • The state and county the vehicle is titled and registered in
  • Applicant's auto insurance information
    • Company name
    • Agent name, if applicable
    • Policy number
    • Address
    • Phone number
  • Exact mileage
  • Preferred payment due date
  • Collateral and seller must be located in Arizona
  • Additional requirements are listed below, based on loan type

Review loan type below for additional information needed.

 

Private party purchase

  • Required items above, plus
  • Seller’s payoff information, if applicable
    • Lender's name
    • Account number
    • Phone number
  • Seller’s name (as it appears on their driver’s license)
  • Seller’s phone number

 

Non-franchised dealers

  • Required items above, plus
  • Purchase order
    • Without title and registration fees
    • Must reflect that Arizona sales tax is being collected, if the vehicle is being registered in Arizona
    • Phone number
  • Copy of the front and back of the title to the vehicle

 

Refinance or personal lease buyout

  • Required items above, plus
  • Payoff information
    • Lender's name
    • Account number
    • Phone number
  • Lease buyout instructions
    • 10-day payoff quote
    • Tax payment disclosure, if applicable

 

Boat or watercraft

  • Required items above, plus
  • Watercraft certificate
  • Hull ID
  • Engine information for an outboard motor
    • Engine ID
    • Engine year, make and model
  • Trailer year, make, model and VIN number
  • Purchase order, if applicable
  • Copy of the front and back of the trailer title (only if buying from a private party or non-franchised dealer)
Leaving our website

By clicking Continue you will leave the Desert Financial website and will be directed to an external website operated by a third party.

 

Desert Financial does not endorse and is not responsible for the content, links, accessibility, or security of any external website. The privacy and security policies of Desert Financial do not apply to the linked website. We encourage you to review these policies upon visiting the linked site to see how they apply to you.