Skip to Main Content

Desert Financial’s history

Founded by teachers over 85 years ago, we’re driven by a common goal – creating exceptional experiences for our members and giving back to our community!

Started by Arizonans, for Arizonans

85 years of service
Desert Financial was founded in 1939 to serve our members and give back to our community.
Founded by teachers
Fifteen Valley educators pooled their money together – just $78.75 – to start our credit union.
dart board with arrow
Our mission to share success and create exceptional experiences is why we do what we do.
Committed to sharing success
Sharing our financial success with our members, community and team is simply the right thing to do.

You can become a member one of four ways

Live, work, attend school, volunteer or worship in our member coverage area.
Be an immediate family member of a current Desert Financial member.
Be an employee of Desert Financial.
Own a business in the state of Arizona.
Open my account now

You're in good company

Desert Financial consistently ranks high for member satisfaction and service in leading local and national publications.
Forbes Best-in-State Credit Unions
Phoenix Business Journal Logo
Ranking Arizona Logo
Best Companies Arizona Logo
Arizona Business Magazine Logo
Five Desert Financial employees, each holding laundry baskets filled with cleaning supplies, contribute to the support of Phoenix Children's Hospital's 1 Darn Cool School.

Join our team!

When you work for Desert Financial, you play an integral role in our community, united by shared values and common goals to create experiences that matter. Take a closer look at what it’s like to work for us.

Annual Report

Explore our recent achievements, financial milestones, stories of services and our community impact. 

From left to right: Jeff Meshey (President & CEO), Ron Amstutz (Executive Vice President), and Cathy Graham (Executive Vice President) smiling for the camera.


Learn more about the senior leadership team and board members who manage and govern Desert Financial. 

Community Involvement

Discover how our community involvement in education, volunteering and philanthropy is making a difference across communities in Arizona.

Connect with us

chat bubble

Chat with us

Open chat
outline of a credit union

Visit a branch

Find locations
Leaving our website

By clicking Continue you will leave the Desert Financial website and will be directed to an external website operated by a third party.


Desert Financial does not endorse and is not responsible for the content, links, accessibility, or security of any external website. The privacy and security policies of Desert Financial do not apply to the linked website. We encourage you to review these policies upon visiting the linked site to see how they apply to you.