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Explore the Annual Report

Learn more about our commitment to our members and community impact.

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Curious about highlights from prior years? 

Outstanding member solutions and social responsibility set Desert Financial apart from other financial institutions and are important parts of our mission. Whether you are a member or potential member, we invite you to explore recent achievements, financial milestones, stories of service and our community impact. 

2023 Annual Report

Desert Financial achieved growth and success through our partnerships in 2023. Thanks to our partnerships, we were able to give back more than ever and continue our transformation. Our total net worth ratio grew by over $140 million. We increased our annual Member Giveback Bonus to $20 million, the largest giveback bonus to date. Through grants, partnerships and programs, we gave more than $4.5 million to our communities, including $1.15 million for the 1 Darn Cool School at Phoenix Children’s.

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2022 Annual Report  

Desert Financial broke records for giving while experiencing unprecedented financial growth in 2022. Our deposits grew by 5.7% and we broke a record for lending, with loan production of $2.7 million. We increased the Desert Financial Member Giveback Bonus to $15 million, our largest to date. Our giving efforts in the community included performing more than 12,000 Random Acts of Kindness and awarding $253,250 in scholarships. We also continued our statewide expansion with a new Flagstaff branch.  

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2021 Annual Report  

Desert Financial continued to surmount challenges and increase our financial fortitude in 2021. Our net income exceeded $87.4 million, and we increased our Desert Financial Member Giveback Bonus to $14 million. We gave back $3.8 million to our community, performing over 8,000 Random Acts of Kindness and awarding $195,500 in scholarships to more than 70 local students. We also expanded statewide by providing financial services in Flagstaff and opening a branch location in Prescott Valley.  

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From left to right: Jeff Meshey (President & CEO), Ron Amstutz (Executive Vice President), and Cathy Graham (Executive Vice President) smiling for the camera.


Learn more about the senior leadership team and board members who manage and govern Desert Financial. 

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