Business Debit

Are authorized signers on business accounts issued Visa debit cards?

Yes, authorized signers are able to obtain a debit card on business accounts.

Are there any non-Desert Financial ATM locations where I can use my card and not get surcharged?

Yes. Desert Financial belongs to the CO-OP Network®. This allows our members and customers of other select financial institutions to use any ATM displaying the CO-OP logo without a surcharge.

Why was I charged two fees for using my debit card at non-Desert Financial ATMs?

You may be assessed a $4 foreign transaction fee, to offset the fees Desert Financial is charged by our ATM network provider, after exceeding two debit transactions at another institution's ATM. You may also be assessed a surcharge by the financial institution that owns the machine. This is the fee noted on the screen, which you must accept in order to complete the transaction.