Cash + perks? That works!

Program Requirements: Referring business will earn $200 per valid employee referral. An employee referral is considered valid if it meets the following criteria: Referred employee must enter their email address at desertfinancial.com/mymoney prior to opening an account online or must disclose their intended use of MyMoney@Work  program when opening an account in-person or over the phone with a Desert Financial representative.  

Account Opening Criteria: Referred employee must meet Desert Financial’s membership eligibility and credit qualification requirements, including opening a Membership Savings account with a minimum balance requirement of $25 and establish a new checking account of which they are the primary account holder. For complete account terms and conditions, refer to the published   Statements of Terms, Conditions and Disclosures at desertfinancial.com/terms .

Cash Bonus Criteria: The referred employees new checking account must meet the following criteria within the first 90 calendar days of account opening: (1) Have a minimum of 30 posted transactions (not including fees assessed by Desert Financial); (2) Establish and receive a single direct deposit of at least $1,000; and (3) Their account must be open and cannot be delinquent (more than 30 days) at the time of bonus payment. Bonus will be deposited into the referring businesses business  checking account and the referred employees checking account within 10 business days in the month following the end of the first 90-day period if qualifications are met. Bonus amounts are subject to all applicable taxes and are the responsibility of the recipient. Bonus cannot be combined with any other account opening offer. Terms and conditions subject to change without notice.

The Real Estate Broker Program ("Desert Financial Home Plus") will match you with a participating real estate broker (“Participating Broker”) who will assist in the homebuying experience and will provide the applicable credit toward closing costs. Participating Broker shall provide a credit of 25% of the buyer’s agent commission toward the closing costs, up to a maximum of seven thousand five hundred dollars ($7,500) to be provided regardless of the lender utilized, and a credit of 25% toward the listing agent commission expense, up to a maximum of seven thousand five hundred dollars  ($7,500), if the Participating Broker lists an applicable property with a real estate agent from the list of preferred providers. The Participating Broker will confirm each applicable credit is applied by the title company. These credits are applied as a discount from the commission payable to the broker. Use of a Participating Broker is completely voluntary and members financing the purchase of a home with Desert Financial Credit Union (“Desert Financial”) are under no obligation to participate in this Program. Desert Financial does not receive any benefit, monetary or otherwise, from the Participating Broker under this program. Participating brokers are non-affiliated third parties of Desert Financial, and Desert Financial makes no warranties or representations about the services provided by participating brokers.