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Direct Deposit

Want to have your paycheck waiting in your account on payday? Is it difficult to make it to a branch because of your shift or schedule? Prefer to have certain funds allocated to multiple accounts? EXPLORE ONLINE BANKING
Direct Deposit is safe, convenient and free!
At a Glance

Desert Financial's Direct Deposit is safe, convenient and free! You no longer have to worry about lost or stolen checks, or waiting in line to deposit your pay or Social Security check. Contact your employer's payroll office to enroll. You will need to provide your 14-digit account number, as well as our routing and transit number: 122187238.

You can make your Desert Financial loan payment automatically from your checking or savings account. Choose the time of month that's best for you, and we take care of the rest. Please call our Member Assistance Center at (602) 433-7000 to get started or obtain the account structure for a different type of electronic debit.

Key Features
  • Free, reliable deposit of funds
  • No need to visit a branch
  • Save time, paper and fuel
  • Direct money to multiple accounts (if offered by employer)