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A woman in an orange sweater presents a Desert Financial credit card to the camera.

Give Yourself Some Credit

Being you is a big deal. It’s time for a credit card that rewards you for it.

 

Go your own way

Visa® Travel Rewards+ Card

  • 4x unlimited travel points1
  • Airport lounge access3
  • Earn a $250 bonus2

Learn more & apply

 

Find your healthy balance

Visa® Platinum Card

  • Low introductory rate
  • Save on interest for an extended time
  • Non-rewards

Learn more & apply

 

Be your own cashback boss

Visa® Max Cash Preferred Card

  • 5% cash back on TV, internet and more7
  • Choose where you earn cash back
  • Earn a $150 bonus8

Learn more & apply

 

Savor your food mood

Visa® Everyday Rewards+ Card

  • 4x unlimited points on dining9
  • 2x unlimited points on groceries
  • Earn a $150 bonus10

Learn more & apply

Exclusive rewards on travel and frequent purchases.

Visa® Travel Rewards+ Card

  • 4x unlimited points on travel, gas and electric vehicle charging stations, entertainment and recreation purchases1
  • 1.5x points on all other eligible purchases
  • Bonus 25,000 points ($250) after spending $2,000 in the first 120 days2
  • Airport lounge access – Complimentary Priority Pass™ Select membership with access to more than 1,000 VIP lounges worldwide3

Learn more and apply
(For Desert Financial card design)

Learn more and apply
(For ASU card design)

Visa CardASU credit card

Pay down balances.

Visa® Platinum Card

  • Save on interest with a great low introductory rate for an extended time
  • Use for large purchases, unexpected expenses or last-minute necessities
  • Pay down your other high-rate credit card balances faster
  • Non-rewards

Learn more and apply
(For Desert Financial card design)

Learn more and apply
(For ASU card design)

ASU credit card

Choose where you earn the most cash back.

Visa® Max Cash Preferred Card

  • 5% cash back on first $2,000 of combined quarterly purchases in two categories like TV, internet and streaming services, home utilities, cell phone providers and more7
  • 2% unlimited cash back on choice of one everyday category like gas stations and ground transportation, restaurants and food delivery, and grocery stores and grocery delivery
  • 1% unlimited cash back on all other eligible purchases
  • Redeem cash back for a statement credit, rewards card or a deposit to a qualifying account7
  • $150 bonus reward after you spend $500 within the first 90 days of account opening8

Learn more and apply
(For Desert Financial card design)

Learn more and apply
(For ASU card design)

Visa CardASU credit card

Unlimited points potential. Unrivaled reward options.

Visa® Everyday Rewards+ Card

  • 4x unlimited points on dining, take-out and food delivery9
  • 2x unlimited points at grocery stores, grocery delivery, gas stations and streaming services
  • 1x unlimited points on all other eligible purchases
  • $150 bonus reward (15,000 points) after you spend $500 within the first 90 days of account opening10
  • Redeem points for travel, cash back and more

Learn more and apply
(For Desert Financial card design)

Learn more and apply
(For ASU card design)

Visa CardASU credit card

Exceptional premium rewards on travel and more.

Visa® Reserve Rewards+ Card

  • 6x points on travel (air, hotel and car rental) booked directly through the Rewards Center4
  • 2x unlimited points on all other eligible purchases
  • Bonus 50,000 points ($500) after spending $4,500 in the first 90 days5
  • $100 annual credit for travel booked through the Rewards Center4
  • Airport lounge access – Complimentary Priority Pass™ Select membership with access to more than 1,000 VIP lounges worldwide3
  • TSA PreCheck® or Global Entry® credit — Enjoy up to $100 in statement credits toward the application fee for either program6

Learn more and apply

Build your credit.

Visa® College Real Rewards Card

  • Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)11 and work toward building a stronger financial future12
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards11
  • 2,500 bonus rewards points awarded after the first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings

Learn more and apply
(For Desert Financial card design)

Learn more and apply
(For ASU card design)

Visa Card

Disclosure

The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

1

Travel Rewards+ Card: You will earn 1.5 Points for every $1 in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 2.5 Points (4 Points total) for every $1 in eligible net purchases during each billing cycle from merchants classified in qualifying travel (such as purchases made directly from airlines, hotels, car rental companies, taxicabs, limousines, passenger trains and cruise line companies), gas station, electric vehicle charging station, entertainment, and recreation category codes. Additional Points for Entertainment and Recreation purchases are dependent on how merchants choose to classify their business. Merchants classified as Entertainment include most cinemas, theme parks, concert venues, professional sports venues, and qualifying ticket sellers such as Ticketmaster® and StubHub®. Entertainment purchases that may not be eligible include tickets purchased from colleges and universities, associations, schools, and charitable organizations. Merchants classified as Recreation include sports and recreation facilities that charge membership fees, sporting goods stores, public golf courses, fitness centers, ongoing fitness subscriptions, recreational vehicle parks and campsites, dance studios and schools, and bowling centers. Purchases from third parties and consultants at these locations may not qualify. A purchase will not earn additional Points if the merchant's selected code is in a category that is not eligible for additional Points earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Points expire five years from the end of the quarter in which they are earned.

2

If you’re approved for a new Travel Rewards+ Card, a one-time 25,000 bonus points will be awarded after eligible net purchases totaling $2,000 or more are made to your account within 120 days from account opening. Please allow 1-2 statement billing cycles for your bonus points to appear on your credit card statement

3

Certain terms, conditions and exclusions apply. To enroll for Priority Pass Select and for further details visit: Reserve Rewards+: https://prioritypass.com/ReserveRewardsvs; Travel Rewards+: https://prioritypass.com/TravelRewardsvs. Offers vary by location. View terms and conditions at https://prioritypass.com/conditions-of-use.

4

Reserve Rewards+ Card: You will earn 2 Points for every $1 in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 4 Points (6 Points total) for every $1 in eligible net purchases spent on prepaid car rental, airline tickets and hotel reservations booked directly in the Rewards Center using your rewards credit card instead of Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Points expire five years from the end of the quarter in which they are earned.

5

If you’re approved for a new Reserve Rewards+ Card, a one-time 50,000 bonus points will be awarded after eligible net purchases totaling $4,500 or more are made to your account within 90 days from account opening. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement.

6

Certain terms, conditions and exclusions apply. You must complete either the Global Entry® and/or TSA PreCheck® application(s) and pay the application fee(s) with your Reserve Rewards+ Card. For complete details on the TSA PreCheck® program, including full terms and conditions, go to https://www.tsa.gov/precheck. The TSA PreCheck® trademark is used with the permission of the U.S. Department of Homeland Security. Please visit https://card.myaccountaccess.com/ReserveRewardsVisa for further details and full terms and conditions.

7

Max Cash Preferred Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.

8

If you’re approved for a new Max Cash Preferred Card, a one-time $150 bonus will be awarded for redemption after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.

9

Everyday Rewards+ Card: You will earn 1 Point for every dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn additional Points for the following: You will earn 3 additional Points for every dollar in eligible net purchases during each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. You will earn 1 additional Point for every dollar in eligible net purchases during each billing cycle at merchants classified as a gas station, grocery store, supermarket or qualifying streaming subscription service. Refer to program rules for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Points expire five years from the end of the quarter in which they are earned.

10

If you’re approved for a new Everyday Rewards+ Card, a one-time 15,000 bonus points ($150 value) will be awarded after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.

11

College Real Rewards Card: You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned. Reward points can be redeemed as a cash deposit to a checking or saving account with this Financial Institution only, within seven business days, or as a statement credit to your credit card account within one to two billing cycles. First-purchase bonus points will be applied 6 to 8 weeks after first purchases and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spending requirement for your bonus points to be credited to your account.

12

Late payments or going over the credit limit may damage your credit history. Your credit limit will be equal to the amount of your security deposit.

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

©2023 Elan Financial Services

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