YOU COULD LOWER YOUR PAYMENTS WITH AN AUTO THREE-FI™

The auto refi with triple the perks.

Up to

^$500

cash back ¹

Rates as low as

5.99

APR ²

DAYS

to first payment ³

Apply now

Now is a great time to refinance! Maybe you’re hoping to lower your monthly payment, find a better interest rate or put some extra money into savings. The Desert Financial Credit Union Auto Three-Fi offers triple the upfront benefits of refinancing!

Choose the local credit union that gives more back.

Desert Financial is proud to serve all of Arizona. When you finance your car with Desert Financial, you become a credit union member. That means you get membership benefits like vacation discounts, potential cash rewards and more! Plus, you can feel good knowing that your money helps the community.

REFI WITH TRIPLE THE PERKS

Love your car, but don’t love your payment? Get preapproved for our Auto Three-Fi, the refinance loan with three great benefits.

Apply now

REFI & GET CASH BACK

Our Auto Three-Fi offers up to $500 cash back¹ as one way we give back to our members. Refinance today and get some extra cash!

Get preapproved

LOW RATES FOR LOWER PAYMENTS

Find a better interest rate! Our rates go as low as 5.99% APR.² Refinance your vehicle and reduce your monthly costs.

Get preapproved

AUTO REFI UPFRONT SAVINGS

With no application fees and a 90-day break from payments,³ you can keep more cash in your pocket.

Apply now

Today's Rate

Auto Refi

Rates as low as²

5.99%APR

View all rates

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Results received from this calculator are designed for comparative purposes only and accuracy is not guaranteed. Actual payment may be greater.

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Choose the local credit union that gives more back.

Desert Financial is proud to serve all of Arizona, including Flagstaff, Prescott and Sedona. When you finance your car with Desert Financial, you become a credit union member. That means you get membership benefits with our free Relationship Rewards program. Plus, you can feel good knowing that your money helps the community.

See rewards options