Auto Three-Fi

YOU COULD LOWER YOUR PAYMENTS WITH AN AUTO THREE-FI™

The auto refi with triple the perks.

Up to
$500
cash back 1
 
Rates as low as
3.14
%
APR 2
 
90
DAYS
to first payment 3
APPLY NOW

Why refinance now? Maybe you’re hoping to lower your monthly payment, find a better interest rate or put some extra money into savings. The Desert Financial Credit Union Auto Three-fi™ offers triple the upfront benefits of refinancing!

Choose the local credit union that gives more back.

Desert Financial is proud to serve all of Arizona. When you finance your car with Desert Financial, you become a credit union member. That means you get membership benefits like vacation discounts, potential cash rewards and more! Plus, you can feel good knowing that your money helps the community.

REFI WITH TRIPLE THE PERKS

Love your car, but don’t love your payment? Get preapproved for our Auto Three-Fi, the refinance loan with three great benefits.

APPLY NOW

REFI & GET CASH BACK

Our Auto Three-fi™ offers up to $500 cash back1 as one way we give back to our members. Refinance today and get some extra cash!

GET PREAPPROVED

LOW RATES FOR LOWER PAYMENTS

Find a better interest rate! Our rates go as low as 3.14% APR.2 Refinance your vehicle and reduce your monthly costs.

GET PREAPPROVED

AUTO REFI UPFRONT SAVINGS

With no application fees and a 90-day break from payments,3 you can keep more cash in your pocket.

APPLY NOW

Today's Rate

Auto Refi

Rates as low as2

3.14%APR

VIEW ALL RATES

ESTIMATE MY MONTHLY PAYMENT

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Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed.

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Choose the local credit union that gives more back.

Desert Financial is proud to serve all of Arizona, including Flagstaff, Prescott and Sedona. When you finance your car with Desert Financial, you become a credit union member. That means you get membership benefits with our free Relationship Rewards program. Plus, you can feel good knowing that your money helps the community.

SEE REWARDS OPTIONS

Have Our Experts Call You!

1The cash back is paid based on 1% of the total loan amount ($10,000 minimum), not including any additional loan dollars toward ancillary products (Guaranteed Asset Protection [GAP], Mechanical Breakdown Protection [MBP]). The cash back will be deposited into your Desert Financial savings account within one business day of the loan funding. Maximum cash back amount is $500. Cash back amounts are subject to all applicable taxes and are the responsibility of the member. Offer available for the refinancing of non-Desert Financial auto loans only and is valid for a limited time only.

2Annual Percentage Rate (APR) shown effective October 21, 2020 and may change without notice. “As low as” rate assumes excellent borrower credit history. Actual rates and APRs dependent upon credit history, type of product, loan term, loan to value (LTV), and vehicle model year. All loans are subject to credit approval. Additional discounts may apply.

3First payment may be deferred for up to 90 days from loan date. Your loan will accrue interest during that time. Some restrictions apply. See a representative for details.