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Start making memories with our home loan solutions.

Find a place to let your story unfold with home solutions from Desert Financial. You’ll feel like anything is possible with our competitive rates and low closing costs. Plus, if you use a Participating Real Estate Broker, you can receive $500 toward your closing costs.1 Qualifying members may also be able to take advantage of down payment assistance grants through the WISH program.2

First-time buyer? Looking to move up? We will help you find the mortgage that fits just right.

You’ll enjoy these benefits:

  • Great rates
  • Experienced mortgage loan officers to guide you
  • Full range of financing options
  • Flexible down payment options
  • Free mortgage webinars
  • Local servicing offered on most loans
  • In-house underwriting and processing
  • Closing Guarantee program
  • Home buying resources

Call 602-433-HOME


Use our easy online application to apply for a home loan! You will be automatically redirected to Define Mortgage Solutions, a subsidiary of Desert Financial, to complete your application.

Apply Now

Get prepared to purchase your next place with our HomeBuying Toolkit. It has all the materials you need to build a solid knowledge foundation.

You can:

  • Learn the details about the steps in the homebuying process,
  • Find the best neighborhood for you, and
  • Have fun as you go on your purchasing adventure with our game‑inspired infographic.
Get Started

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