Why Choose Desert Financial Credit Union


Make the switch to the financial partner that will help you tackle any challenge.


Bank with Us

You have your own unique financial goals.
So we help make your pathway clear with simple ways to get free checking.

It’s good to feel appreciated.
You can receive special discounts and exclusive perks through our Relationship Rewards program.

You don’t stay in just one place, and neither should your banking.
Do your banking on the go with our easy-to-use online banking and app.


For over 25 years, member Harry Hummel has trusted Desert Financial to help him accomplish major life goals — from saving for family expenses to purchasing a new home (twice)!

Retired teacher, former park ranger and lifetime horseman Joel Whitfield has been a Desert Financial member since 1975. Find out how he lives his cowboy dreams with the credit union’s support!

Find out how Leticia and Juan’s dreams of homeownership came true with Desert Financial’s help, just in time for a very special day!

When longtime member Brian Crow moved 1,700 miles away to be near his family, he was worried that he would lose his relationship with Desert Financial. Watch the video to learn what happened next.

Relationship Rewards

Make the most of your banking with Relationship Rewards! The more you do with us, the more you can get back — like free checking and our Member Giveback Bonus.


Sharing Success

When you bank with us, your money stays right here in Arizona. Thanks to people like you, we can keep investing in our members, our team members and our community.


Switch Kit

Your switch will be a cinch with our Switch Kit! Find simple, step-by-step instructions on how to move your bank accounts to Desert Financial.




Can I open an account at Desert Financial?

If you or one of your relatives lives, works, worships or goes to school in Maricopa, Gila or Pinal County, then you can open an account!

Get to know us better
We’ve been around for almost 80 years, so there’s a lot more to us than meets the eye. You can get to know us a little better, or you can dive right into what makes us different from a bank. To see how we give back to our community, we suggest starting with our pledge to education. We’re excited to get to know you!