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DO MORE AND GET MORE WITH RELATIONSHIP REWARDS

With Relationship Rewards, the more you do with us, the more you get back! Getting an auto loan? More rewards! Buying home insurance?7 More rewards! And the list goes on. Our Relationship Rewards program has four levels, and when you level up, you unlock new rewards — like our exciting Member Giveback Bonus.3 Use our calculator below to see which rewards you may qualify for!

Calculate your rewards
Check all that apply:
Total Loan Balances (Excluding Mortgages)
0 Points
1 Point
2 Points
3 Points
4 Points
$0
$1,000
$20,000
$40,000
$60,000+
Total Deposit + Desert Financial Investments5 Balances
0 Points
1 Point
2 Points
3 Points
4 Points
$0
$10,000
$25,000
$50,000
$100,000+
You are at the START Level
You are at the GROW Level
You are at the ACHIEVE Level
You are at the PROSPER Level
$7 Membership Checking monthly service fee waived when one of the following criteria is met per statement cycle:

+     Direct deposits totaling a minimum of $750
+     25+ transactions (e.g., ATMs, points of sale, branch)
+     Daily minimum balance of $2,500


 Add more products to Level Up!

Waived Limited Membership Fee

$7 Membership Checking monthly service fee waived when one of the following criteria is met per statement cycle:

+     Direct deposits totaling a minimum of $750
+     25+ transactions (e.g., ATMs, points of sale, branch)
+     Daily minimum balance of $2,500

 Add more products to Level Up!

.25% Rate Discount on Consumer Loans1

+     Free Membership Checking2
+     Cash Back with Member Giveback Bonus3
+     Desert Financial ATM fee waivers
+     Free custom checks
+     Paper statement fee waiver
+     Free debit card replacement
+     Free money orders & cashier’s checks
+     Free stop payments
+     Wills & Trusts discounts up to $1006
+     Limited membership fee waiver
+     Free services & member discounts


 Add more products to Level Up!

.50% Rate Discount on Consumer Loans1

+     Free Membership Checking2
+     Cash Back with Member Giveback Bonus3
+     Desert Financial ATM fee waivers
+     Rebates of ATM fees/surcharges by other institutions (up to $50)4
+     Free custom checks
+     Paper statement fee waiver
+     Free debit card replacement
+     Free overdraft protection transfers
+     Free money orders & cashier’s checks
+     Free incoming wires
+     Free stop payments
+     Wills & Trusts discounts up to $1506
+     Limited membership fee waiver
+     Free services & member discounts


Relationship Rewards level displayed on this page is for illustrative purposes only. Actual level is contingent on product or service booked with Desert Financial or Desert Schools Financial Services, a wholly owned subsidiary of Desert Financial Credit Union on the Evaluation date. Relationship Rewards level may change monthly. Restrictions apply. All loans and credit cards are subject to credit approval. For full terms and conditions of this program, see the Statements of Terms, Conditions and Disclosures.

1For consumer and home equity loans, subject to credit approval and applies to new money loans. May not be combined with any other rate discounts or promotional offers.

2Must be Achieve or Prosper for a minimum of six months per calendar year to be eligible for cash back. Additional restrictions apply. See Statements of Terms, Conditions, and Disclosures for full details.

3Membership Checking is free for Achieve and Prosper levels only. Relationship Rewards level may change monthly.

4Per Membership Checking.

Investments Logo LPL logo 5Securities and advisory services are offered through LPL Financial a Registered Investment Advisor (RIA), member FINRA/SIPC. Some insurance products are offered through LPL Financial or its affiliated companies. Desert Schools Financial Services, LLC dba DS Investments & Financial Services, and Desert Financial Credit Union are not affiliated with LPL Financial.

Not NCUA Insured Not Credit Union Guaranteed May Lose Value
Wills and Trust logo 6Document preparation services are offered through Desert Schools Financial Services, LLC under the Registered Trade Name of Member Asset Preservation Services (MAPS™) also dba DS Wills & Trusts. Desert Schools Financial Services is an Arizona Limited Liability Company and Certified Legal Document Preparation Business Entity (CLDP #81024). Desert Schools Financial Services is a wholly owned subsidiary of Desert Financial Credit Union. These services are not affiliated with any other business entity with whom Desert Schools Financial Services has a marketing or networking agreement. Certified Legal Document Preparation Services are not insured by the NCUA and have NO credit union guarantee.
Insurance logo 7Property/Casualty, Personal Lines, Commercial Lines and some Health Insurance products are offered through Desert Schools Financial Services, LLC dba DS Insurance Services. Long-term Care, Medicare Supplemental, Medigap, and some Life, and Disability Income insurance products are offered through LTCi Consulting, LLC and its affiliated companies. Dental Insurance is offered through Delta Dental of Arizona. LTCi and Delta Dental are not affiliated with Desert Schools Financial Services or Desert Financial Credit Union. Insurance products and services are not insured by the NCUA and have NO credit union guarantee.