Member Giveback Bonus

2020 MEMBER GIVEBACK BONUS AMOUNT $12 MILLION

GET CASH BACK WITH OUR MEMBER GIVEBACK BONUS

We’re rewarding members who build a strong relationship with Desert Financial.

Desert Financial’s Member Giveback Bonus is a cashback reward for members who do the most with us. It’s just one of the ways that we are Sharing Success with our community, with our team and with you — our valued members.

Last year, we paid homage to our founders by giving away $8 million for our 80th Anniversary. But we promised you more… and we meant it.

To share success with you, this year we increased our total to $12 million! Even better, thanks to the changes we made to our Relationship Rewards program, more members will qualify for the bonus than ever before! All eligible members will receive their bonus in their Membership Savings account by February 1st.

Didn’t receive a bonus in 2020? Check out the tips below or our Relationship Rewards page for simple ways to enhance your relationship with us and increase your rewards!

  • Use your Desert Financial debit card more frequently
  • Apply for loans from Desert Financial
  • Refinance your existing loans at other financial institutions with Desert Financial
  • Bring all of your bank accounts over to Desert Financial

We’ve awarded our members $25 MILLION in just three  years!

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FAQs ABOUT THE MEMBER GIVEBACK BONUS

So, how do our members qualify for a bonus?

To be eligible for the Member Giveback Bonus, you must be at the Achieve, Prosper, Rewards or Rewards+ level of Relationship Rewards for a minimum of six months in 2019.

How and when will I receive my bonus?

Member Giveback Bonus funds are automatically deposited into every eligible member’s Membership Savings account in January or February of each year. In 2020, members who are eligible for the bonus will receive their cashback reward by February 1st. You can see your Membership Savings account at any time by logging in to online banking.

Does everyone receive the same bonus amount?

No — your bonus amount is based on your relationship with us. To show you how this works, below are a few examples of members who received a past Member Giveback Bonus (names have been changed) and the amounts that they received:

Jim G.
$50K deposit balance
25+ checking transactions monthly

Received a
$44
bonus

Jane S.
Home equity loan
Auto loan

Received a
$144
bonus

Jeff P.
Home equity loan
Mortgage loan

Received a
$245
bonus

 

How do I increase my bonus?

To increase the amount of cash you get back, do more of your banking with Desert Financial. For example:

  • Use your Desert Financial debit card more frequently
  • Apply for loans from Desert Financial
  • Refinance your existing loans at other financial institutions with Desert Financial
  • Bring all of your bank accounts over to Desert Financial


Must be at Achieve or Prosper, Rewards or Rewards+ Relationship Rewards level for a minimum of six months per calendar year to be eligible for cash back. Additional restrictions apply. See Statements of Terms, Conditions, and Disclosures for full details.