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Get Cash Back With Our Member Giveback Bonus

We’re rewarding members who build a strong relationship with Desert Financial.

This year’s Member Giveback Bonus has been paid out. Don’t forget – now is the time to work on qualifying for next year’s bonus by being at the Rewards or Rewards+ level of Relationship Rewards for at least six months of 2023.

MEMBER GIVEBACK BONUS AMOUNT $16 MILLION

Desert Financial’s Member Giveback Bonus is an annual cashback reward for members who do the most with us. It’s just one of the ways that we share success with our community, with our team and with you — our valued members.

Last year’s bonus was $15 million. This year, we gave even more back to thank our members for doing business with us and supporting our mission of sharing success across Arizona.

In gratitude for your membership, we increased our giving total to $16 million!

(Only primary account holders receive the bonus. Joint accounts do not qualify.)

We’ve awarded $70 million to our members over the past six years!

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FAQs About the Member Giveback Bonus

So, how did our members qualify for a bonus?

To be eligible for the Member Giveback Bonus, you must have been at the Rewards or Rewards+ level of Relationship Rewards for a minimum of six months in 2022. Only primary members can qualify to receive a bonus.

How and when will I receive my bonus?

Member Giveback Bonus funds are automatically deposited into every eligible member’s Membership Savings account in January or February of each year. In 2023, members who are eligible for the bonus will receive their cashback reward by February 1. You can see your Membership Savings account at any time by logging in to Online Banking or checking the mobile app.

Does everyone receive the same bonus amount?

No. Your bonus amount is based on your relationship with us. To show you how this works, below are a few examples of members who received a past Member Giveback Bonus and the amounts that they received:

Isabella
$11,000 deposit balance
725 debit card transactions (~60 per month)

Received a
$47
bonus

Isaac
$17,200 deposit balance
2 auto loans
2,169 debit card transactions (~181 per month)

Received a
$200
bonus

Tamika
$1,200 deposit balance
158 debit card transactions (~13 per month)
Home Equity Line of Credit
Mortgage loan

Received a
$400
bonus

 

How do I increase my bonus?

To potentially increase the amount of cash you get back, do more of your banking with Desert Financial. For example:

  • Use your Desert Financial debit card more frequently.
  • Refinance your existing loans at other financial institutions with Desert Financial.
  • Increase your deposit balances at Desert Financial.

Looking for more ways to maximize your relationship with Desert Financial? Learn more about our Relationship Rewards program.

Must be Rewards Member or Rewards+ Member for a minimum of six months per calendar year to be eligible for cash back. Additional restrictions apply. See Statement of Terms, Conditions, and Disclosures for full details.