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  • New Loans and Accounts: 602-433-5626
  •  Service: 602-433-7000
  •  Routing # 122187238

See How We Share Success With You

At Desert Financial, we believe in sharing success — simply because it’s the right thing to do.

Your Memberhip is More Rewarding

We couldn’t do it without you. Really. And we want you to know just how much your membership means to us. That’s why we give back with more benefits and rewards.

Relationship Rewards

The more you do with us, the more rewards you can earn — including FREE checking, cash back bonuses, loan discounts and more.

Get the details
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Member Giveback Bonus

You could earn an annual cash back bonus just by partnering with us to achieve your financial goals!

Find out how
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Exceptional Experiences

Here’s your chance to win concert tickets, VIP sports packages, cash prizes and more in our seasonal sweepstakes.


Featured Exceptional Experience

Pay My Way Holiday Sweepstakes

Members who used their debit cards or digital wallets to make purchases during the holiday shopping season were automatically entered to win our Pay My Way sweepstakes. The grand prize winner and 2nd and 3rd place winners are:

  • Grand prize ($10,000): Sherri H.
  • 2nd place prize ($5,000): Igle G.
  • 3rd place prizes ($1,000 each): Elishaa M., Samantha M., and Burke P.

What You Do Here Counts For More

When you partner with Desert Financial for life’s big decisions and purchases, you empower us to help people in our community. There’s no donation or volunteering required — though there are always opportunities to join us in giving back.


Desert Financial is passionate about helping others, and our team members are, too! We offer hundreds of ways for our employees to give back throughout the year.

Featured community event

Featured Community Event

Children’s Museum of Phoenix

More than 150 leaders from departments across Desert Financial volunteered at the Children’s Museum of Phoenix, participating in a plethora of activities including assembling classroom sets of dental hygiene kits, putting together museum information packets, preparing materials for art projects, reading to children in the exhibits, hosting interactive activities and more.


volunteer events in 2023


volunteer hours in 2023

Random Acts of Kindness

We started a #KindnessRevolution in Arizona by surprising members of our community in unexpected ways!

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Featured Random Act of Kindness

Heat Relief Backpacks

To help individuals experiencing homelessness in the Valley, we assembled 400 heat relief backpacks to be distributed by Human Services Campus and St. Vincent de Paul. The backpacks contained insulated water bottles, bandanas, hats, sunscreen, dog food and more.

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For Father’s Day, branches around the Valley surprised members with gifts like screwdriver kits, drill sets, coolers filled with soda and snacks, golf experience packages, Bluetooth speakers and more.

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The Joy Bus Diner is a nonprofit restaurant in Phoenix that supports The Joy Bus, which delivers nutritious meals to cancer patients. We paid for patrons’ meals at the diner and left a tip for the staff.

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When a local musician had his guitar stolen from his vehicle, we browsed guitars with him at an instrument store and bought him a new guitar that was similar to the one that was taken.


We performed


Random Acts of Kindness in 2023


given back

Teacher Appreciation

Throughout the year, we’re rewarding the Arizona educators who are shaping our next generation by hosting special events, providing school supplies and so much more!

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Featured Teacher Appreciation Event

Veora E. Johnson Elementary School

We treated teachers and staff at Veora E. Johnson Elementary School in Mesa to a pizza and salad lunch. We also provided a fully stocked snack cart and school supplies including notepads, pens, pencils and Lysol wipes.

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Team members from our Payson Walmart branch provided lunch for and donated supplies to teachers at Rim Country Middle School.

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Our San Tan Village branch staff brought lunch from Costa Vida and gift bags to teachers at Gateway Pointe Elementary School in Gilbert.

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Imagine East Mesa Charter School received a wide range of supplies, gift cards and snacks from staff at our Eastmark Safeway branch.


We hosted


Teacher Appreciation events in 2023


given back

Desert Financial Foundation

Founded in 2015, our Foundation helps Valley nonprofits and supports education through scholarship and financial literacy programs. The Foundation also works to create innovative programs for Desert Financial team members and to increase our outreach and impact in the community.

Learn More
High school scholarship participants with Desert Financial executives

We Take Care of Our Own

So they can take better care of our members

At Desert Financial, we provide our team members with a personalized roadmap for their success. Benefits like affordable healthcare, full 401(k) matching, paid volunteer hours and tuition reimbursement are just the start.

  1. Consistently recognized as one of Phoenix Business Journal’s Best Places to Work
  2. Job satisfaction rating of 93%

Create Experiences That Matter

Want to learn more about joining our team? Check out our career opportunities!

Find your fit