Desert Financial employees volunteering at the Arizona Animal Welfare League.

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CREDIT UNIONS: BANKING WITH A PURPOSE

Our members make a difference. You will make a difference.

When you join Desert Financial, you become more than a member. You become a difference maker in the community.

Our members help us continue to serve our community and the world around us. We can change lives because they support our purpose: Sharing our success to make lives better.

Get involved and contribute with one click!

  1. YOU choose a nonprofit organization to support.
  2. WE give a $5 donation on your behalf.
  3. No strings attached!
YOU PICK. WE DONATE.

GET BEHIND BANKING YOU CAN BELIEVE IN

When you join Desert Financial, you help us give back to our community. Here’s how:

$13 MILLION
IN ANNUAL CASH BONUSES GIVEN TO MEMBERS
Teacher iconWE HELPED TEACHERS AT
75+VALLEY SCHOOLS
1,800+
RANDOM ACTS OF KINDNESS AND COUNTING

AT PHOENIX CHILDREN’S HOSPITAL

=
FULLY FUNDED

What does a Random Act of Kindness look like at Desert Financial? See the smiles and join our #KindnessRevolution!

THE DESERT FINANCIAL DIFFERENCE

Partner with a credit union that cares about the community! Desert Financial believes in contributing time and money to the community and our members, whereas Big Banks are more concerned with making their shareholders happy.

DESERT
FINANCIAL
VS
BIG BANK

WANTS TO

Helping people logo

Help people reach their goals

Profit icon

Make a profit

HELPS OTHERS BECAUSE

Thumbs up icon

It’s the right thing to do

News icon

It looks good in the news

GIVES PROFITS TO

Community icon

Members & the community

Board of Directors icon

Shareholders

BASED

Arizona desert icon

In Arizona

Map pin icon

Likely somewhere far, far away

WHAT DESERT FINANCIAL OFFERS

You’ll benefit from the same products and services that banks offer:

Car iconAUTO LOANS
Home logoHOME LOANS
Savings iconSAVINGS/CHECKING ACCOUNTS
Credit Card iconCREDIT CARDS
Lightbulb with dollar sign iconBUSINESS BANKING
Online banking iconONLINE BANKING
Mobile banking iconMOBILE APP
Mobile check depositMOBILE CHECK DEPOSIT

It’s free to join!

As a member, you receive part ownership of Desert Financial and could get additional perks and benefits like:

  • Free checking1
  • Annual cashback bonus2
  • Discounts on products and services3
  • A free rewards program and MORE!

Ask us for details!

CREDIT UNIONS by
NCUA
YOUR MONEY IS INSURED UP TO
$250,000
BIG BANKS by
FDIC

NCUA

The National Credit Union Administration is an independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions.

FDIC

The Federal Deposit Insurance Corporation is a United States government corporation providing deposit insurance to depositors in U.S. commercial banks and savings institutions.

1Primary account holder must be 18 years or older and meet Desert Financial’s membership eligibility and credit qualification requirements, including opening a Membership Savings account with a minimum balance of $25. Checking is free; however, fees incurred — such as a stop payment or NSF fee — will apply. For complete terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures booklet.

2Must be at Achieve or Prosper, Rewards or Rewards+ Relationship Rewards level for a minimum of six months per calendar year to be eligible for cash back. Additional restrictions apply. See Statements of Terms, Conditions, and Disclosures for full details.

3For consumer and home equity loans, subject to credit approval and applies to new money loans. May not be combined with any other rate discounts or promotional offers.