When you run a small business, you don’t have time for complicated banking. Desert Financial’s Business Checking account puts the transactions you need within easy reach while keeping costs low for your new or growing business.

Getting FREE checking for your business is a breeze! Simply meet one of the following requirements each month, and we will waive our already low $8 monthly fee:1

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Keep a minimum daily balance of $1,500.

Business loans

Have a current Express Business Credit loan with Desert Financial.

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Process your company’s credit card transactions using our Merchant Services solutions.

Desert Financial Business Checking has all of the features that your small business needs:

  • Desert Financial Business Visa® debit card with no annual fee
  • Up to 150 deposited items and cleared checks per month free2
  • Up to $5,000 in coin and currency transactions per month free3
  • Free online and phone banking
  • Free eStatements and alerts
  • Free unlimited online bill pay
  • Unlimited transactions at Desert Financial ATMs
  • Two free ATM withdrawals per month at Plus®, CO-OP, and Visa® ATMs4

Ready to open a Business Checking account? Fill out the form below to get started, and a representative will contact you within 48 hours.

Membership eligibility is required, as well as a minimum opening deposit of $25. This is a credit-qualifying account.
1$8 monthly service fee applies if required balance is not maintained.
2Includes deposited items and cleared checks. $0.45 per each additional item. Electronic debits and credits do not apply.
3$0.30 for each additional $100 deposited or purchased.
4$2 for each additional withdrawal.

For additional information regarding fees, please refer to the Fee Schedule.