Business Line of Credit

BUSINESS CREDIT THAT’S THERE WHEN YOU NEED IT

Flexible funding for today, tomorrow and beyond

Your company’s financial needs can change from day to day — which is why it’s crucial to have the money you need available at any moment. With a Business Line of Credit from Desert Financial, you can easily increase your cash flow, purchase inventory, expand your business, finance receivables or support seasonal changes in business without missing a beat. There are no prepayment penalties, so you can pay down your line of credit at any time and have additional funds to use!

Other benefits include:

  • Locally made loan decisions
  • Finance up to $5,000,0001
  • Competitive variable rates
  • Interest-only payments with terms up to five years2
  • Interest may be tax deductible3

Fill out the form below to get started, and a business specialist will contact you within 48 hours.






Open to sole proprietorships, partnerships (including LLPs), LLCs, corporations, trusts and nonprofit entities that have been in existence for three years. Start-up and business acquisition transactions are ineligible. Income verification may be required. Property must be located in Arizona. First or second lien position.

1Minimum loan amount $250,000; maximum 80% loan-to-value.
2Minimum accrued interest payment due the 1st of each month.
3Consult your tax advisor regarding your individual tax situation.