Skip to Main Content

Lumberjacks for life!

Desert Financial is a proud supporter of Northern Arizona University® and your banking needs.

Open my account

Axe-ceed your banking expectations!

Lumberjacks represent the values of NAU®, including community and excellence.
We share those values and show it through our commitment to giving you great service, convenience and a variety of banking products.

A happy woman in a blue shirt using her smartphone to access the checking features on the Desert Financial mobile banking app.

Free Checking¹

No hidden fees, no minimum balance and no hassles.

Two happy hikers taking a selfie at the bottom of a canyon.

Digital banking experience

Open accounts, deposit checks and more online or with our top-rated mobile app.

Outstanding customer service

Our members voted us the No. 1 credit union in Ranking Arizona 10 times.

A cozy family moment in their bright living room, with the father, mother, and daughter reading a book together on the couch. The mother holds the book while the young girl eagerly reaches for it.

Relationship Rewards

Earn points for more perks, like an annual cashback bonus.²

A joyful customer effortlessly manages her finances using Desert Financial overdraft services, smiling while checking her phone for account updates.

Get extra cash

Get $200 after you open an account online and meet the requirements.³

Disclosures

1

Checking is free; however, fees for overdraft or additional services may apply. See Fee Schedule. Membership eligibility required. For complete account terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.

2

Must be a Rewards Member or Rewards+ Member for a minimum of six months per calendar year to be eligible for annual cash bonus (“Member Giveback Bonus”). Additional restrictions apply. See Statements of Terms, Conditions, and Disclosures for full details.

3

Promotion Eligibility: Offer available only to new Desert Financial Credit Union (DFCU) members who are 18 years of age or older, have a U.S. Taxpayer Identification Number or Social Security Number and meet DFCU’s membership eligibility and credit qualification requirements. See our Statements of Terms, Conditions and Disclosures for further information regarding membership eligibility and account details. Existing members, either primary or joint, or those who have closed their membership within the past 12 months are not eligible. Employees of DFCU, its subsidiaries, affiliates, or agencies and their immediate family (including spouse, parents, siblings, children, grandparents or grandchildren) are not eligible. Offer valid for a limited time, cannot be combined with any other account opening offer and is subject to change.

Bonus/Account Eligibility: New member must open accounts online by following the promotional link above or mention this promotion while opening in branch or over the phone. To receive the $200 bonus new member must establish membership by opening a Membership Savings with a minimum balance requirement of $25 and a checking account and must select an NAU® Visa® Debit Card design at the time of account opening in addition to meeting the following two requirements within the first 60 calendar days of account opening – 1) Register for Online Banking and enroll in eStatements and 2) Have a minimum of 20 transactions (not including fees assessed by DFCU) posted to the new checking account. New accounts must be open and cannot be delinquent by more than 30 days at time of bonus payment. Bonus will be deposited into the qualifying checking account no later than 10 business days in the month following the end of the first 60-calendar-day period if qualifications are met. Cash bonus earned is subject to all applicable taxes, is the responsibility of the member and will be reported on IRS Form 1099-INT.

Leaving our website

By clicking Continue you will leave the Desert Financial website and will be directed to an external website operated by a third party.

 

Desert Financial does not endorse and is not responsible for the content, links, accessibility, or security of any external website. The privacy and security policies of Desert Financial do not apply to the linked website. We encourage you to review these policies upon visiting the linked site to see how they apply to you.