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A partnership of shared values
Community and excellence are at the heart of our partnership with NAU®. We also share those values with you through our commitment to great service, convenient banking and products that meet your needs.
Lumberjacks for life
Desert Financial is a proud supporter of Northern Arizona University® and your banking needs.
Open my accountAxe-ceed your banking expectations!
Digital banking experience
Open accounts, deposit checks and more online or with our top-rated mobile app.
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Outstanding customer service
Our members voted us the No. 1 credit union in Ranking Arizona 10 times.
See why
Relationship Rewards
: Earn points for more perks, like an annual cashback bonus.²
See all the perks
Join online, get $200
Get some extra cash after you open an account online and meet the requirements.³
Disclosures
1
Checking is free; however, fees for overdraft or additional services may apply. See Fee Schedule. Membership eligibility required. For complete account terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.
2
Must be a Rewards Member or Rewards+ Member for a minimum of six months per calendar year to be eligible for annual cash bonus (“Member Giveback Bonus”). Additional restrictions apply. See Statements of Terms, Conditions, and Disclosures for full details.
3
Promotion Eligibility: Offer available only to new Desert Financial Credit Union (DFCU) members who are 18 years of age or older, have a U.S. Taxpayer Identification Number or Social Security Number and meet DFCU’s membership eligibility and credit qualification requirements. See our Statements of Terms, Conditions and Disclosures for further information regarding membership eligibility and account details. Existing members, either primary or joint, or those who have closed their membership within the past 12 months are not eligible. Employees of DFCU, its subsidiaries, affiliates, or agencies and their immediate family (including spouse, parents, siblings, children, grandparents or grandchildren) are not eligible. Offer valid for a limited time, cannot be combined with any other account opening offer and is subject to change.
Bonus/Account Eligibility: New member must open accounts online by following the promotional link above or mention this promotion while opening in branch or over the phone. To receive the $200 bonus new member must establish membership by opening a Membership Savings with a minimum balance requirement of $25 and a checking account and must select an NAU® Visa® Debit Card design at the time of account opening in addition to meeting the following two requirements within the first 60 calendar days of account opening – 1) Register for Online Banking and enroll in eStatements and 2) Have a minimum of 20 transactions (not including fees assessed by DFCU) posted to the new checking account. New accounts must be open and cannot be delinquent by more than 30 days at time of bonus payment. Bonus will be deposited into the qualifying checking account no later than 10 business days in the month following the end of the first 60-calendar-day period if qualifications are met. Cash bonus earned is subject to all applicable taxes, is the responsibility of the member and will be reported on IRS Form 1099-INT.