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Home Loan Products

Get competitive interest rates and local loan servicing for your Arizona home loans. Our experienced mortgage team is here to help you. Get started today.

Overdraft Services

Explore Desert Financial’s Overdraft Services options and policies and see fees.

Is now a good time to buy a house?

Buying a house is a big decision. It’s a major investment, both in time and money, and it’s often a sign that you’re settling down in one place for an extended period. It’s also important from a perso...

How Much to Buy a House?

If you’re thinking about buying a home and haven’t done this in a while (or ever), you might be wondering how much savings you need to buy a house. This is a great first question to ask and the ideal ...

Essential Home Buying Checklist

If owning a home is one of your goals, you’ve probably thought about the amenities you want. Maybe you’re looking at listings online. Perhaps you’ve started saving for a down payment. Wherever you are...

The Language of Loans | Blog

If you’re getting ready to take out a loan, it’s important to understand what you’re signing up for. While your lender should address all your questions and concerns, it’s a good idea to do some quick...

10 Reasons to Buy and Bank Locally | Blog

In recent years, there’s been a big push to buy local. There are ad campaigns, community organizations, online challenges and even dedicated days or weeks of the year encouraging local shopping. But d...

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