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Accept your Skip-A-Pay offer

Skip your auto loan payment for a low $30 fee!

Skip your December 2025 payment

Put more money in your pocket for spending and saving without impacting your credit. Fill out the form below to accept your offer.


By clicking the “Skip my payment” button below, you authorize Desert Financial Credit Union to skip your December 2025 payment for the eligible auto loan associated with the Offer Code entered on the form above. You also authorize a $30 deferment processing fee (“Skip-a-Pay fee”) to be debited from the account selected on the form above. Interest will continue to accrue during the skipped payment period (also referred to as the deferment period), and skipping this payment will extend the term of your loan. This offer is subject to approval. You will be notified once your request has been reviewed.

Managing automatic payments: Payments scheduled by Desert Financial will be automatically paused for the skipped month and will resume after the deferment period. However, payments you’ve set up through Online Banking or at another financial institution will not be paused automatically. You are responsible for updating or pausing any payment scheduled to process during the deferment period.

Thank you for opening a checking account with us recently.

I understand that interest will continue to accrue during the skipped payment period, which may increase the total amount paid over the life of the loan and extend the original loan term. If my loan includes optional ancillary products, such as GAP or extended warranty coverage, coverage may not extend beyond the original maturity date.
I understand that this offer is subject to eligibility requirements, including that my loan must be current at the time of acceptance and that members are limited to two skipped payments per eligible loan within a rolling 12-month period. I understand that I must continue making my scheduled loan payments until I receive confirmation that my request for this Skip A Pay offer has been approved.

Disclosure

1

Offer to skip your July 2025 auto loan payment applies only to the vehicle(s) specified within the Skip-A-Pay offer sent to you for the July 2025 promotion. Acceptance of this offer will not negatively impact your credit, but your loan term will be extended by one month, and finance charges will continue to accrue on the outstanding loan balance at your current annual percentage rate. A $30 deferment fee per applicable auto loan will be charged to the account you choose upon accepting this offer. Automatic payments initiated by Desert Financial will be paused during this deferment period. If you have set up automatic payments through Desert Financial Online Banking or another institution, you'll need to modify those payments yourself. Your deferment request will be reviewed to ensure no recent changes have negatively affected your loan status, thus nullifying this offer. For more details, please contact a representative.

 

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Desert Financial does not endorse and is not responsible for the content, links, accessibility, or security of any external website. The privacy and security policies of Desert Financial do not apply to the linked website. We encourage you to review these policies upon visiting the linked site to see how they apply to you.