General membership FAQs

As a Desert Financial member, which of my family and friends can join?

To join Desert Financial, any of your immediate family can become a member. Friends can join Desert Financial as long as they live, work, attend school, volunteer or worship in our membership coverage area, which includes all of Arizona (with the exception of Apache, Graham, Greenlee and Santa Cruz counties).

If I close my Desert Financial account, can I join again later?

Desert Financial membership lasts as long as you keep a minimum of $25 in your membership savings account. If you close your account, you may join again if you meet the current eligibility requirements.