Desert Financial Credit Union
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  • New Loans and Accounts: 602-433-5626
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Vehicle Loans

What must my insurance policy include?

Your policy must include all of the following:

  • Loss payable clause, naming Desert Financial Credit Union as lienholder
  • Full collateral description, with collateral identification number
  • Comprehensive and collision deductibles, not to exceed $1,000
  • Coverage effective and expiration dates

Expired or canceled policies are not acceptable.

How do I provide Desert Financial with my insurance policy?

You or your insurance agent may choose one of four ways to submit your policy:

  • Enter it online at https://www.myinsuranceinfo.com/
  • Fax it to (800)709-4820
  • Mail it to Desert Financial Credit Union, P.O. Box 2130, Sioux City, IA 51104
  • Call our Insurance Center at (800) 653-8812, M-F between 8 a.m. and 9p.m. (EST) Sat 9a.m-6pm (EST)

How long do I have to purchase an extended warranty for my vehicle?

An extended warranty may be purchased even if you do not have your auto loan with Desert Financial Credit Union*. Extended warranties may be purchased out of pocket or financed** into your loan at any time, as long as the vehicle qualifies. Some vehicles may require an inspection. Please visit a branch for details.

*Membership required
**Subject to approval. 

How long do I have to purchase Guaranteed Asset Protection (GAP)?

Guaranteed Asset Protection coverage  may be purchased out of pocket or financed** into your loan within six months (180 days) of the funding date of you loan. Please visit a branch for details.

**Subject to approval. 

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